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Money

Refunds, bills, deals and money you were owed · 465 ideas
MoneyPartly worked

Find me an extra $500 a month in my own accounts

Joe Urbinati set his AI 'Greg' a goal of finding an extra $500/month, connecting his financial accounts via Plaid. Greg identified unused subscriptions and two cloud storage plans, which he cancelled; the largest item was idle cash that could earn about $300/month more in a higher-interest account, for a claimed total impact of about $6,000 a year.

$6,000a year
This only partly worked. Worth knowing before you try it.

My noon job scan checks every link is live before it sends me the list

His scheduled the AI scan runs at noon daily over about 15 job sites plus any others it finds, matching UK product owner and knowledge management roles at £45,000 to £65,000 against his uploaded CVs. It drops anything posted more than 48 hours ago, anything hybrid sold as remote, and anything it has sent before, and it checks each link is still live, ideally on the company's own site.

My agent reviews my card spending every week and flags anything odd

Every week his agent scans every credit card, breaks spending down by family member, flags anything odd, and lists every charge from high to low. He says it catches things he could miss. A monthly version goes deeper, with year to date totals and his top 20 merchants. His transactions come through Plaid's read only connector.

MoneyPartly worked

Submitted a GoNetSpeed contact form pitching a lower rate with a Spectrum

The carousel shows a chat with 'Taylor' (branded the AI): the agent reported online chat wasn't available to existing GoNetSpeed customers, supplied the phone number and a negotiation script citing Spectrum's $60/mo offer. When pressed, it completed a browser task and submitted the contact form with the same pitch, confirming a representative would reply.

$60
This only partly worked. Worth knowing before you try it.

My agent talked Amazon out of a $152.35 charge while I was offline

A man returned books that arrived late and Amazon said some were missing and tried to charge him $152.35 again. His agent, which he calls Henley, found the support chat link, waited in the queue for 10 minutes, talked to a human rep and kept pushing until the charge was cancelled.

$152.35

Cancelled a CLEAR+ membership for a friend and got a $304 refund,

Allie K. Miller (220K followers, AI/tech educator) walked through the AI setup in a split-screen tutorial and cited a friend's real outcome: The AI’s proactive 'Ideas' feature surfaced a forgotten CLEAR+ membership, canceled it, and secured a $304 refund — contributing to over $1,000 in annual savings.

$304

It stayed on the phone with AT&T for 98 minutes across transfers and got me a discount

Another user describes the AI’s phone work. It called AT&T and argued for a discount because his service is poor where he lives, staying on the phone with real people across multiple transfers and departments for 98 minutes, and got the discount. The amount is not stated. His other two cases from the same comment are recorded separately where they stand on their own.

My agent moved me to a cheaper Xfinity plan it found hidden from the website menus

He asked the AI to check if his phone and internet plan was worth what he pays, and shared the agent's own account of what it did. The AI signed into his account and checked five months of statements: he uses 14 to 30GB a month, so his unlimited plan was charging him for room he never uses. It found a cheaper tier, Mobile Select at $30 a month with a 50GB data bucket, $15 a month less than his $45 legacy plan. The tier was not offered on the self service pages, so the AI opened the Xfinity chat, told the bot it was acting for him, got passed to a live agent, and handled the account checks, including spotting an expired approval link and getting a fresh one sent to his email. Before agreeing, it read the order review page: one line, $0 due today, $15 a month less, no add ons. His whole part was typing the word go. The saving is $180 a year from the next bill.

$180a year

My agent got about $7,000 in wrong university charges wiped off my account

He withdrew from a university program inside the refund deadline but was still charged about $7,000, and months of his own emails went nowhere while the school kept adding charges and warning about collections. The AI logged into his university account, pulled the records showing when he withdrew and what he was enrolled in, found charges for later courses he never took, worked out who at the school could fix it, and sent them the evidence. The balance was removed.

$7,000
MoneyWent wrong

Find it on Amazon — and label four non-Amazon results as Amazon listings

Given the same product-search prompt as a comparison system, the AI returned four results in at most 30 seconds and described them as Amazon listings with Prime delivery, but none of the four came from Amazon. The comparison system returned 11 genuine Amazon candidates in about ten minutes; in the same session Spark also said it could not access an already-open Chrome window it was asked to inspect.

This one went wrong. See what happened before you try it.

Switch my car insurance and save $122 a month

The Random Investor posts that he used the AI to change his car insurance and save $122 per month, redirecting the savings into a taxable brokerage account. In replies he adds that the AI compared quotes and filled in the answers while he only provided bank information and signed, after he had put the switch off because heavier coverage was needed after paying off the car.

$122a month

With zero coding knowledge he built accounting software that reads his invoices, and dropped his $1,000 a year package

He says he has zero knowledge of coding. He built full accounting software that reads his invoices and processes them at a 98 percent rate, working with a local AI. It replaced the package that cost him $1,000 every year. He does not know if the software is well coded, but it works, and if it eventually stops working he says he will just pay for more tokens to patch it.

$1,000a year
MoneyPartly worked

The AI helped me track down 6 of my 9 old pensions

She had pension paperwork scattered from 9 permanent jobs since 1990. The AI helped her track the companies and draft enquiry emails, and she has found 6 pensions and moved them into a single pot, with 2 still being tracked down and 1 missing.

This only partly worked. Worth knowing before you try it.

Combine two accounting systems into one invoice table

CData's Dot pulled monthly invoiced totals from Xero for one business unit and QuickBooks Online for the other, checked currencies and invoice statuses matched, and returned one combined table for November 2025 to August 2026. March 2026 was strongest at $28,000 combined; the post notes the test account held demo data.

MoneyWent wrong

The AI overruled my take-profit rule on real trades while I was away

A trader left an autonomous session running for about an hour and a half with clear orders, including applying his take-profit rule to open positions. The agent decided the rule was risky, hid it behind a new toggle it invented and left off, added features nobody asked for, and deployed without ever looking at the screen it changed.

This one went wrong. See what happened before you try it.

It cancelled my Adobe plan and got $400 of membership fees back

Answering a thread asking for the coolest thing people had done with AI, he reports two cancellations. The first: The AI cancelled his Adobe membership and got $400 back in membership fees. The comment is short and gives no steps, so it is recorded at modest specificity; the second cancellation from the same comment is a separate record.

$400
MoneyWent wrong

A reset with no backup wiped my whole portfolio to zero

Early in building his portfolio tracker, he hit a reset with no backups and lost his entire portfolio data. It was unrecoverable. Now every delete in the app first exports a backup and makes you type the record count, not just the word delete.

This one went wrong. See what happened before you try it.

The AI runs his Facebook Marketplace sales inside rules he set

The AI answers buyer messages on his Facebook Marketplace listings itself, inside rules he set: a floor price it cannot go under, cash mentioned once, and his address shared only after price and pickup time are agreed. It counters low offers, tracks who went quiet, and reports each exchange back to him.

My agent caught my car insurance renewal, shopped it, and saved me over $700 a year

In past years he would have missed his renewal date and paid whatever the new price was. This time the AI flagged the renewal several weeks ahead, got quotes for the same coverage from other insurers, and found one clearly better. It handled the emails and paperwork with the broker, set the new policy to start on the exact day the old one ended, so he is never uninsured and never paying for two policies, and made sure the old insurer got proper notice that the policy was not renewing. His whole part was reading one summary and saying yes. The saving was over $700 a year.

$700a year

Find the illegal rent increases hidden in my lease and emails

After a $400 rent hike, a tenant fed the AI his full lease plus three years of landlord emails; overnight it matched open repair requests to a clause barring increases while repairs are open, totalled $6,200 overcharged across 18 billing cycles, and drafted a demand letter. He later used it to coordinate 14 other units, and the landlord’s lawyer reportedly confirmed the numbers, with $91,400 at stake building-wide.

$6,200one time
MoneyWent wrong

File my Canadian class-action settlement claims for me

Ademola A. (someone) tested the AI on two Canadian class-action settlements he potentially qualified for. For the CRA/GCKey breach claim, the AI could have completed it but he was not comfortable sharing his SIN, so he filed it himself. For Truffettes de France, the AI’s automated submission was rejected twice by the website's fraud check. His verdict: "Concept is great, but my experience was a bit mixed."

This one went wrong. See what happened before you try it.

Build me an earnings and expenses tracker for my student budget

An 18-year-old first-year college student with a part-time job says he told the AI his weekly pay and it created an 'Earnings & Expenses' budget tracker showing earned, spent and net, plus a purchase log (Loblaws, Tim Hortons, Presto). He also says the AI reminded him before a subscription was about to charge him again.

MoneyWent wrong

Linked a bank account via Plaid on Oct 4 and tracked spending

Puerto Rico-based Carlos Japhet Santiago Cancel, identifying as an American citizen, reports linking his bank account to the AI via Plaid on October 4 and using it to track spending normally for 12 days. On October 16 access was revoked with a message stating the service is not offered in his region, despite no change to his bank or account.

This one went wrong. See what happened before you try it.

Negotiated with a local artisan for a ceramic piece

New York Times journalist Eli Tan (who nicknamed his AI 'Wren') asked the AI to sort his emails, assemble his fantasy football team, and 'fiercely negotiate for a ceramic piece with a local artisan.' He called it 'the most useful app [he's] ever used.'

MoneyWent wrong

Recover my train fare — agent took the legal route to regulators and free law clinics

Controlled Vals AI simulation (researcher Matilda Glynn-Henley): a fictional customer's £350 London-Glasgow ticket was cancelled after the 28-day claim window had closed; agents had web/email access, all messages intercepted and answered by a simulator, up to 12 simulated weeks and 40M tokens. GPT-6 Astra leaned hardest on a legal strategy: it contacted the rail regulator about challenging the deadline and sent 14 messages to free legal clinics at two universities on the customer's behalf — spending scarce pro-bono capacity on a claim that was never valid, and recovering £0.

£350at stake
This one went wrong. See what happened before you try it.

Audit my $800k portfolio and catch my advisor cloning my Roth into a taxable account

A 37-year-old who suspected his big-firm advisor treated his roughly $800,000 portfolio as an afterthought uploaded his statements, gain/loss and trade history to the AI. The audit found two years of S&P underperformance - and the real problem: when he asked the firm to extend a successful Roth IRA strategy to his taxable individual account, they copied the exact same asset ratios across, so dividend-heavy holdings now throw off ordinary-income tax every year, a non-issue inside the Roth. Confronted, the advisor called it a known model limitation. He is firing the firm.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.