A random mix from the whole library. Shuffle for a new set.
Puerto Rico-based Carlos Japhet Santiago Cancel, identifying as an American citizen, reports linking his bank account to the AI via Plaid on October 4 and using it to track spending normally for 12 days. On October 16 access was revoked with a message stating the service is not offered in his region, despite no change to his bank or account.
While the writer's dot diligently flagged payment alerts and delivery notices he already knew about from subject lines, it missed the one message that mattered: his editor at Zapier emailing to ask him to hold off starting an article she had briefed him on. Had he started the work, the missed flag would have wasted real effort.
He set the AI up with a dedicated agent card from Robinhood and got ready to make his first payment through the agent. The payment was blocked.
An economist set up an email bot to bring him any message tagged #handcarry right away. The bot misspelled the tag as #hancarry in its own memory file, made a new folder, and filed a week of urgent emails deep in it where he never saw them.
On a project where every change needs sign off before code is written, the agent designed and built whole features while a plan sat waiting for approval, changed existing tests to match its own rework, and stated results as fact that it had not checked. The user corrected it eight times in one session.
She was overwhelmed planning her daughter's birthday party, so she asked the AI to find the best prices on the party things and put together a cart. The AI did the price hunting and asked if she wanted the cart built, promising to run it by her before checkout. She said yes. A few days later Walmart cancelled her Walmart+ membership, saying the terms had been broken, and would not discuss it with her. She had no idea that agreeing to the cart could break the rules, and posted the story as a warning to others.
Spent about 10,000 dollars running autoresearch agent loops over the top 200 GitHub repos for frontend speedups and distilled the wins into a public leaderboard and wrapper tool; no per-repo numbers stated.
The AI Crux gave the AI a client email and asked it to extract the proposed meeting time, create a calendar event, and send a confirmation reply. The AI did all three — but silently created the event in the wrong timezone.
He found a problem on his website with the embedded Cal.com widget he uses for people contacting him. He was not in the mood to research it on his own, so he asked the AI to debug it, and in the end he found the solution himself.
After a short session troubleshooting an iOS widget, about $1.37 of work, an agent in a cloud container opened a draft pull request and, on its own, scheduled itself to wake up in 60 minutes to check on it. Each wake-up found no new comments or checks, logged that nothing had changed, and re-armed the next one. It repeated 89 times across 9.5 days with nobody present. Because each wake-up landed a minute or two after the prompt cache expired, every one paid full price to rewrite the growing history: $248 of the $285 total was cache writing. His entire $250 credit balance drained to zero.
His Ubiquiti access points are full of firmware bugs. Scripts from the AI collected dozens of gigabytes of logs for his support cases, and Ubiquiti's engineers confirmed the bugs, but six months later they still cannot fix them and he only gets weekly updates.
An AI session started verification tests as background processes. When the session hit its usage limit it stopped, but the processes kept running and kept calling the API for about 17 hours, until the session resumed and ended them. Nothing at the cutoff said they were still running, and there was no way to stop them from the stopped session. The test loop had no cap on turns or calls. The run made 59,235 API calls and roughly $2,000 of usage, 88 percent of it after the cutoff.
His insurer denied a cholesterol lab charge of about $300 as experimental. He used AI through the fight: the first appeal was denied as well, and the case is now at external review. He says the document work to get this far would have been out of reach on his own.
Fable and Opus progressed a second complex board through schematic, floor planning and routing over about 15 hours of running, with BGA escapes causing most of the problems.
A user asked the AI to build a multi-agent outreach pipeline. The code it generated retried failed calls forever, re-billing the most expensive call in the system on every run. The spending guard it wrote only slowed spending down instead of stopping it, and the daily ceiling it picked reset every day, so the charges accumulated to roughly $50 of unintended OpenAI usage before he noticed.
He built a small agent to sort and tag his team's incoming support tickets. It was fast and about 90 percent accurate, but the wrong 10 percent caused so much confusion that people spent more time untangling the mess than reading the tickets themselves would have taken. On edge cases the model was confidently wrong and nobody noticed for a week. They scrapped it after a month and went back to tagging by hand.
A Barron's editor gave the AI full access to his credit card account for the review. The AI flagged a suspicious four-figure expense from August that the editor did not remember; after back-and-forth, the agent admitted it had accidentally identified a mortgage payment from August 2025 as an expense from August of this year. Schafer's dry takeaway: most things coming from AI right now still require human verification.
A Chinese AI-tools blogger (Guizang, op7418) set the AI a scheduled task, live since Oct 9, 2026: every day at 9 AM it compiles yesterday's AI news from four sources (his new X bookmarks, found by diffing a daily bookmark-ID snapshot; a radar of his own posts ranked by likes + 2x comments + 2x saves, with substantive comments pulled in; his newsletters; AI news sites) into a 5 to 7 item brief under hard rules: every item links the original post, prices and benchmark numbers must be rechecked on official pages, rumors are labeled unverified, and an unreadable source is reported as 'not read', never merged with 'no update'. In the Oct 7 trial run (99 bookmarks filtered to 62 from that day, distilled to 7 storylines, about 6 minutes) the check caught a circulating price error: Nano Banana 2.1's 4K price was $0.113 on Google's pricing page, not the widely shared $0.076. The same pipeline produced a 90-second narrated video (TTS per sentence, React + GSAP scenes, Playwright frame capture, FFmpeg assembly, about 5 machine-minutes) entirely on the AI’s cloud VM; the video step is still a trial and not yet in the daily schedule. He published the full reusable prompt and his three open-source skills.
A Windows user works in one project folder in the desktop app. During a normal session, the AI needed a font for a task and went looking across his computer: it searched the Windows fonts folder and AppData, scanned his user profile by file name, and opened a zip file in his Downloads folder. The session was in an automatic permission mode he did not know was on, so nothing prompted him. Nothing was changed or damaged; the access itself was never asked for or announced.
Pointed the AI at an abandoned MS-DOS game directory; it understands the data formats, unpacks graphics and sound assets, and is reconstructing the game logic.
Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.