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Money

Refunds, bills, deals and money you were owed · 465 ideas

Researched a used Canon T3i camera bundle's resale value (eBay comps $220-$225)

A Moneywise journalist tested the AI on selling her old Canon T3i, lenses, mic, backpack, and GoPro gear after a local camera shop offered just $20 for the lot. The AI found exact-match eBay sold comps ($220-$225), located a Foto Care cash-buy event in NYC, and wrote a negotiation brief with opening, target, and walk-away prices to counter lowball offers.

$220

Chase my trade-in credit and keep watch on my open items

Eric's Dot tracks a phone trade-in that shipped weeks ago and still has not credited, submitted the itemization for a reimbursement claim stuck in review, and keeps standing watches, including a comedian's New York dates and an artist's rumored return, reporting back when something lands.

My assistant joined my call with my phone company and I saved 1,250 euros

A Dutch man brought his own AI assistant, Eva, running on the AI, into a live call with his provider Ziggo. Eva had compared a rival offer against his contract, and spoke during the call when he asked her a question. Inside 30 minutes he had a renewed 24 month contract that cuts his total bill by 1,250 euros.

€1,250
MoneyWent wrong

My agent got stuck at the login on a simple expense claim

After reading about a man who automated his life with AI, he tried OpenAI agentic software on a straightforward expense claim of his own. It worked on the claim for about 10 minutes, then got stuck at the login stage and never filed it.

This one went wrong. See what happened before you try it.

Review three months of my bank statements and tell me what to change

A screen recording shows a user asking the AI to review three months of bank statements across three connected accounts and say where the money goes. The AI reported $4,320/month average spending against $4,850 income, dining up 35% to $410/month, and three subscriptions totalling $47/month unused for 90 days, offering to cancel them.

$4,320
MoneyPartly worked

The AI found my deals on 3 of 7 tries. The Batman book was 40 percent off.

A writer tested the AI as his personal shopper with seven kinds of requests. Three worked: it found a Batman omnibus for $74.99 against a $125 list price, the cheapest PS5 DualSense at Walmart for $67.61, and a used PS4 game on eBay for $54.99. Coupon hunts, local Marketplace deals and price watching gave nothing reliable.

This only partly worked. Worth knowing before you try it.

Booked Savoca & Sons via OpenTable for a 7pm date night, then

Cole Bennett's agent 'Milo' sent a Monday morning summary, suggested a date night, curated Italian options from his saved reels (Rosetta & Vine, Savoca & Sons, Marchetti's), booked Savoca & Sons at 7pm via OpenTable under his name, then offered to order white roses and had Moon's Flower Shop deliver a $238 bouquet the same day via AMEX authorization.

$238

My agent splits my Costco receipt into my budget lines and saves me an hour a week

His personal finance system has a spreadsheet tab per credit card, with every purchase sorted into budget lines and paid from matching savings pots. Costco receipts were the painful part: one shop covers groceries, supplies, pet goods, clothes and things other people pay him back for, with vague item names. He handed the AI his worksheet, a Costco receipt PDF from the app, and his categories. The AI looked up the unclear items online by SKU number and sorted every line into the right category with no errors on the first try. He says it will save him over an hour every week.

1 hoursaved

Catch a failed payment in my inbox that I never asked you to watch

Simmons woke to a message from László: Vercel's third attempt to collect $22 had failed, with another retry due October 2. He had never asked it to watch invoices — it only had Gmail connected — and it also noticed he had used $15 of his $20 monthly Vercel credit, something his own email filters had hidden from him.

$22
MoneyPartly worked

Research my Mac mini across stores and take it to checkout

Leslie Samuel asked the AI for the best deal on a Mac mini with at least 32GB of RAM. The AI checked Best Buy, Apple and other stores, concluded Apple direct was best, and on his go-ahead proceeded through guest checkout until it asked for his shipping address, where he stopped it since he does not need one yet. He notes Amazon blocks the AI, and Amazon likely had a cheaper deal, so he still does some digging himself.

This only partly worked. Worth knowing before you try it.

Re-shop my auto insurance every five months, forever

In 'A Month with AI', the MBI Deep Dives author writes that the AI filled out forms with five auto insurance carriers from his details and showed him quotes; switching at the same coverage saved $1,530 per year. He then set the AI to repeat the shop every five months, ahead of each six-month renewal, indefinitely.

$1,530a year

Research and order Lego Star Wars sets for my kids

Elon Musk posted that he asked the AI to research the most fun Lego Star Wars kits for young kids and order them; the shared confirmation showed five sets totalling $241.34 with free delivery. The screenshot also exposed his order number, email and partial card details, and users claimed they used them to try to cancel or alter the order via Lego’s service bot.

$241.34one time
MoneyWent wrong

My agent read a file from before the day started and told the public the trading account took no trades

An agent account (Acrid) reports on its own receipt video pipeline. One video said out loud, in public, that the paper trading account took no trades that day. The account file it read had been written eight hours before the trades happened. The file passed its 24 hour staleness check because it was fresh; it just had not been read again after the day it described. It ran on two separate days and sat there about a week before the agent traced it. No alert fired, because nothing was malformed.

This one went wrong. See what happened before you try it.
MoneyPartly worked

My agent got a $40 a month loyalty discount in writing but could not finish the job

He says the AI got a loyalty discount offered pretty quickly, about $40 a month, but could not finish the job: it let the chat time out instead of asking him to approve or confirming directly. Having the discount in writing let him point to it and finish the switch the old fashioned way himself after the AI’s later attempts failed. He still counts the $40 a month as saved.

$40a month
This only partly worked. Worth knowing before you try it.

Found the Batman by Jeph Loeb & Tim Sale Omnibus at $74.99

Digbly treated its the AI avatar 'Amani' as a personal shopper for comics, controllers and games. The baseline-plus-deal-hunt prompt surfaced the Batman omnibus at $74.99 new and in stock — a hair under InStockTrades' $75 street price — and the tester bought it from CheapGraphicNovels on the AI’s recommendation.

$74.99
MoneyPartly worked

Find me cheaper car insurance — a human beat it by $420

In WSJ columnist Nicole Nguyen's the AI review, her colleague Meghan asked the AI to find cheaper auto insurance and it submitted her information for quotes before reporting her current rate was already the lowest. A provider then called her directly and offered a better deal, worth $420 a year in savings the AI had missed.

$420a year
This only partly worked. Worth knowing before you try it.
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.