A screen recording shows a user asking the AI to review three months of bank statements across three connected accounts and say where the money goes. The AI reported $4,320/month average spending against $4,850 income, dining up 35% to $410/month, and three subscriptions totalling $47/month unused for 90 days, offering to cancel them.
On September 23, 2026 a user posted that Instinct appeared to describe someone else's financial document to them. Founder Noah Shinn responded the same day that the model had fabricated a proper noun — a hallucination, not a data breach — and that the team built a hallucination detection layer within 48 hours.
This one went wrong. See what happened before you try it.
Martin Cox set up Shopify's shop.md in an AI app and told it the running shoe model he normally wears. The AI found the exact pair in his size on sale from the brand, built the cart and checked out with Shop Pay, all inside the chat.
Wesfarmers retail brands Kmart Australia and Officeworks deployed the AI Enterprise shopping agents. They report higher conversions and basket sizes, with growth up to three times.
After a Zapier writer connected his dot to his real Google account, it proactively flagged card payments that had bounced and suggested ways to fix them. He ended up having to cancel a card.
He wanted to return pants to Columbia. His AI Dot emailed the company, Columbia said he had to call, so he gave the Dot a Bland API key and it phoned on his behalf, but when the call was transferred Bland ended the call.
This only partly worked. Worth knowing before you try it.
A materials scientist with a PhD and almost no coding background built and shipped a live stock portfolio tracker over about three months and 277 commits, pasting code blocks the AI gave him into a terminal and pasting the results back. The tracker is not about returns: it makes him write down why he bought a stock and what would prove him wrong, then pressure tests his reasoning and scores how well his past calls held up.
A man fought USAA for over a month over the right deductible for roofing damage. The AI read his insurance documents and helped him keep a running argument, and he won and saved $1,838.30.
A tattooed man in an industrial loft apartment demonstrates his AI 'Doug' handling household tasks: researching products, selecting a herringbone wool throw blanket from Simons, placing the order with his connected credit card, tracking shipping through connected Gmail, and agreeing to send daily status updates. He notes Doug only accesses explicitly connected apps (Gmail, Stripe, Instagram, Facebook, shared files).