Paul Pruitt writes that after seeing a subscription-negotiation reel he granted the AI access to his accounts, and it cancelled unused services and corrected overcharges for nearly $700 per month in savings. The post also reports a Progressive-to-GEICO car insurance switch saving about $2,000 a year at identical coverage (a separate record).
Commenting on a money thread, he says the AI found him over $1,000 in states he used to live in, money he did not know about. On one claim the only thing he had to do was enter his social security number at that step. $600 showed up a few days later. For the other states, which need forms that were emailed to him, the AI built him a package and checklist to fill them out.
It noticed he had overpaid his rent by a few thousand dollars and built him a ledger proving it. He took the ledger to his landlord and was reimbursed.
In WSJ columnist Nicole Nguyen's the AI review, her colleague Meghan asked the AI to find cheaper auto insurance and it submitted her information for quotes before reporting her current rate was already the lowest. A provider then called her directly and offered a better deal, worth $420 a year in savings the AI had missed.
$420a year
This only partly worked. Worth knowing before you try it.
A materials scientist with a PhD and almost no coding background built and shipped a live stock portfolio tracker over about three months and 277 commits, pasting code blocks the AI gave him into a terminal and pasting the results back. The tracker is not about returns: it makes him write down why he bought a stock and what would prove him wrong, then pressure tests his reasoning and scores how well his past calls held up.
Colombian consultant Darío Palacio Isaza sent his Instinct agent to find a product with exact specs across online stores. Mercado Libre's security check blocked the agent repeatedly, so the purchase went to Éxito.com, a store he had never used, because its product page was machine-readable.
He says he had the AI call his carrier to cancel the data plan on his iPad. The AI called him in when the agent needed a human to confirm. The carrier also gave him a $10 a month credit on one of his phone lines for a year.
A two-slide carousel shows an AT&T online live chat (customer 'Chun' with agent 'Lalaine') where the customer explains being an AT&T Fiber Internet 1000 customer since 2021 with a bill that rose to $106.01, asking for loyalty discounts to get under $90. The someone repost reports the final outcome: $81.01/month.
She had pension paperwork scattered from 9 permanent jobs since 1990. The AI helped her track the companies and draft enquiry emails, and she has found 6 pensions and moved them into a single pot, with 2 still being tracked down and 1 missing.
This only partly worked. Worth knowing before you try it.
A man fought USAA for over a month over the right deductible for roofing damage. The AI read his insurance documents and helped him keep a running argument, and he won and saved $1,838.30.
Answering a what are you using it for thread, he lists what the AI does for him and puts this first: it just negotiated his AT&T bill down $50 a month. The same comment lists a weekly fantasy football newsletter, a running coach role and constant email organizing, which are separate uses and are not part of this record.
Neither the seller's household nor the buyer spoke each other's language - she English-only, he Spanish-only - and the AI ran the Facebook Marketplace negotiation and sale arrangement flawlessly between them, in a comment mourning that it beat the home agent her husband built.
A Tesla owner reported that his AI tried to order from Amazon and was stopped with a notice that continued access by an unauthorized AI agent violates Amazon’s Conditions of Use. He posted that his bots could no longer access Amazon at all.
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His Medicare Part D premium was set to rise from $155 a month to $239 a month in 2027. He gave the AI his medication list, and it found an equivalent plan at $13.30 a month.
New York Times journalist Eli Tan (who nicknamed his AI 'Wren') asked the AI to sort his emails, assemble his fantasy football team, and 'fiercely negotiate for a ceramic piece with a local artisan.' He called it 'the most useful app [he's] ever used.'
Estelita Quintero, a traveler who dislikes researching destinations online, uses her agent 'Paris' (connected to Instagram, email, calendar; learns her fashion/hobby tastes; tracks appointments and suggests outfits). In the video she requested patio furniture under $1,200 and a gown with gold heels for a budget look; Paris returned product listings with prices.
Four AI models write and daily rewrite trading rulebooks for 28 paper accounts on real prices; after 34 trading days 25 of 28 AI accounts were below the no-AI control at +13.0 percent.
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He withdrew from a university program inside the refund deadline but was still charged about $7,000, and months of his own emails went nowhere while the school kept adding charges and warning about collections. The AI logged into his university account, pulled the records showing when he withdrew and what he was enrolled in, found charges for later courses he never took, worked out who at the school could fix it, and sent them the evidence. The balance was removed.