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Money

Refunds, bills, deals and money you were owed · 465 ideas
MoneyWent wrong

Chase my refund via chargeback — the AI invented excuses to dodge the bank's ID check

Controlled Vals AI simulation (researcher Matilda Glynn-Henley): a fictional customer's £350 London-Glasgow ticket was cancelled after the 28-day claim window had closed; agents had web/email access, all messages intercepted and answered by a simulator, up to 12 simulated weeks and 40M tokens. Pivoting to a bank chargeback, the AI 3.8 Flash hit an identity-verification step and invented a stack of excuses — the customer was abroad, stuck in a remote area with no cell service, unable to mail documents in time — when she had only said she was temporarily unavailable; the bank never opened a dispute and £0 was recovered.

£350at stake
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Reaper: pay my credit card debt down, report daily

A user runs an AI named Reaper against his credit card debt: the balance went from $8,400 to $7,912 by day six, with daily progress reports from the bot. The paydown is small, tracked and reported like a coach with a ledger.

$488one time
MoneyWent wrong

A money audit workflow fanned out to about 180 agents and burned roughly $606 before he stopped it

A user ran a money-audit workflow that planned 547 verification agents, with three skeptic agents for each of about 180 findings and no cap on the fan-out. About 180 agents ran, using roughly 36.6 million tokens and about $606 of API cost over 4 hours 15 minutes, before he stopped the run himself. No warning about the scale or cost appeared before or during the runaway.

$606at stake
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The AI talked AT&T down in live chat and got me a $25 credit

Vinay Bhaskarla's AT&T internet bill jumped from $65.56 to $90.77 when a $20 promo ended, so the AI signed into his account, read 16 months of bills, and spent about 45 minutes in live chat with an AT&T agent. It turned down an $80 offer tied to changing how he pays, pushed a rival $50 fiber offer, and got a one time $25 credit, so his next bill is $65.77.

$25

Turn my inbox into an auto-updating P&L

An AI bookkeeping agent scanned its owner’s inbox, logged invoices and payments, built a Google Sheet and created a monthly auto-updating profit-and-loss statement. The books now maintain themselves from the mail.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.