Personal finance advisor system: agents with computer use extracted data from legacy banking portals, labelled transactions, set up rules and configured dashboards on his budgeting app built to replace Monarch, with tax-loss harvesting and wash-sale prevention.
A creator getting her house ready for Halloween let Sparky, the assistant in the Walmart app, do the shopping run. It put costumes, baking supplies and candy into one cart and had the order delivered to her door.
WSJ columnist Nicole Nguyen asked Dots to cancel a handful of subscriptions but specified that she wanted to press the unsubscribe button herself. Dots loaded the correct account pages, pinged her when each was ready, and finished the job after her click.
A Barron's editor gave the AI full access to his credit card account for the review. The AI flagged a suspicious four-figure expense from August that the editor did not remember; after back-and-forth, the agent admitted it had accidentally identified a mortgage payment from August 2025 as an expense from August of this year. Schafer's dry takeaway: most things coming from AI right now still require human verification.
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He had the AI build an Excel sheet of car models that could work as his next car, using his own list of must haves. The sheet came back with 65 options, with size, comfort and whether each one comes as an automatic.
He told the AI to request anything it could get sent to him for free, with no limits set. So far a fabric sample and a lot of state travel guides have arrived, and he is a bit worried about how much more is coming.
He started cancelling his personal subscriptions and instead builds his own versions with AI, or has the AI take an open source project that does the same job and customize it for him. What he still pays for is the AI, YouTube, Spotify and Starlink.