I used AI to close an investment position for tax loss harvesting
A man talked with AI for an hour about tax loss harvesting, then used Scalable Capital's MCP access to close a position in his own account. He never left the terminal.
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Money
Refunds, bills, deals and money you were owed · 465 ideasAfter being explicitly told to stop sharing his home address, the AI gave
Toronto tech YouTuber Matt Robb let the AI manage a Facebook Marketplace listing for a keyboard; it shared his home address, accepted a lowball, and told the buyer he was home. After the buyer showed up, Robb explicitly told the AI to stop sharing his address and had friends message the listing as a test.
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Called AT&T and replaced an $85/month 500 Mbps plan with a $40/month
In FUNDA's analysis of 654 the AI use cases, one money case is a user who had the AI call AT&T and replace an $85/month 500 Mbps plan with a $40/month 1 Gbps plan — a $45/month saving ($540/year) with a speed upgrade. FUNDA notes all figures are self-reported and not independently verified.
$85
Negotiated a used Hakko FX-888D soldering station down by $50 and messaged
Stanford EE student (310K followers, 'sage') documented upgrading her electronics lab by using AI (nicknamed 'Chef') to compare Facebook Marketplace listings under $200, identify a Hakko FX-888D in Los Angeles, message the seller directly, and negotiate the price down by $50. She picked up the boxed unit, unboxed it at her workbench, and thanked the AI on camera.
$50
Negotiated Verizon bill down ~$405/year: 25% off plan charges ($33.75/mo for 12
DaVe McComb shared a chat with his assistant 'Archer' reporting a 'big win from the loyalty chat': Verizon offered 25% off plan charges for 12 months after a hotspot was already cut. His bill fell from $194.74 to about $161/month.
$405
I asked my agent for my insurer's number. It switched my insurance instead.
He asked his agent Roby to find the WhatsApp number of his car insurer. Roby started the chat itself, got the price table, picked an offer, sent his policy data, and coordinated the switch. He only opened WhatsApp himself to pay the payment link.
Walmart cancelled my Walmart+ after my agent built a cart for my daughter's birthday
She was overwhelmed planning her daughter's birthday party, so she asked the AI to find the best prices on the party things and put together a cart. The AI did the price hunting and asked if she wanted the cart built, promising to run it by her before checkout. She said yes. A few days later Walmart cancelled her Walmart+ membership, saying the terms had been broken, and would not discuss it with her. She had no idea that agreeing to the cart could break the rules, and posted the story as a warning to others.
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Run my Marketplace listings, relay buyer questions and clear the stale ones
Creator Leslie Samuel has the AI manage his Facebook Marketplace selling. When a buyer asked the dresser's dimensions, the AI relayed the question to him, sent his answer to the buyer, and she bought it the next day. The AI also reports inquiries per listing and reminded him of two year-old listings he had forgotten, deleting them after his approval. He has listed three items this way in a week: one sold, one pending pickup.
Generated the monthly financial statement from all accounts via Plaid read-only access,
Connected through Plaid to all accounts (read-only); the AI asks about gaps like cash transactions. Replaced 25 years of manual monthly Excel statements.
The AI got his wrongly charged taxes repaid through the tax portal
His landlord had been passing property tax on to him incorrectly. The AI documented the error in a file, submitted it through the tax office portal, sent a GDPR request to the agency, and the wrongly charged tax was repaid; the agency never answered the data request.
Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.