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Money

Refunds, bills, deals and money you were owed · 465 ideas

Audit my $800k portfolio and catch my advisor cloning my Roth into a taxable account

A 37-year-old who suspected his big-firm advisor treated his roughly $800,000 portfolio as an afterthought uploaded his statements, gain/loss and trade history to the AI. The audit found two years of S&P underperformance - and the real problem: when he asked the firm to extend a successful Roth IRA strategy to his taxable individual account, they copied the exact same asset ratios across, so dividend-heavy holdings now throw off ordinary-income tax every year, a non-issue inside the Roth. Confronted, the advisor called it a known model limitation. He is firing the firm.

MoneyWent wrong

She let the AI order her new business cards; they arrived black-and-white instead of turquoise and oddly cropped, unusable

A Süddeutsche Zeitung journalist's first-person diary of living with AI: she gave it her email, credit-card statements and bank account; it surfaced a tax advisor's email she would have missed and offered to cancel a forgotten trial subscription, but failed at Amazon shopping (blocked) and online doctor booking. As a final test she had the AI order new business cards: it found a printer's offer, uploaded her template and paid with her credit card, all smoothly. Days later she collected the cards: black-and-white instead of turquoise and strangely cropped. Not usable.

This one went wrong. See what happened before you try it.

Found pictured golf gift ideas (rangefinders, golf bags) within a $250 budget

Shana asked her AI 'Marigold' for gift ideas for her dad, who likes golf, capped at $250. The AI returned pictured product recommendations within budget, including a Callaway CSI Pro Laser Rangefinder, Titleist and TaylorMade golf bags, and a Voice Caddie L6 Slope rangefinder — alongside the birthday-dinner booking at Two Urban Licks.

$250
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.