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Money

Refunds, bills, deals and money you were owed · 465 ideas

Audit my $800k portfolio and catch my advisor cloning my Roth into a taxable account

A 37-year-old who suspected his big-firm advisor treated his roughly $800,000 portfolio as an afterthought uploaded his statements, gain/loss and trade history to the AI. The audit found two years of S&P underperformance - and the real problem: when he asked the firm to extend a successful Roth IRA strategy to his taxable individual account, they copied the exact same asset ratios across, so dividend-heavy holdings now throw off ordinary-income tax every year, a non-issue inside the Roth. Confronted, the advisor called it a known model limitation. He is firing the firm.

The AI talked AT&T down in live chat and got me a $25 credit

Vinay Bhaskarla's AT&T internet bill jumped from $65.56 to $90.77 when a $20 promo ended, so the AI signed into his account, read 16 months of bills, and spent about 45 minutes in live chat with an AT&T agent. It turned down an $80 offer tied to changing how he pays, pushed a rival $50 fiber offer, and got a one time $25 credit, so his next bill is $65.77.

$25

My agent found over $1,000 in unclaimed money for me and $600 already arrived

Commenting on a money thread, he says the AI found him over $1,000 in states he used to live in, money he did not know about. On one claim the only thing he had to do was enter his social security number at that step. $600 showed up a few days later. For the other states, which need forms that were emailed to him, the AI built him a package and checklist to fill them out.

$600

My agent watches my golf club statement and caught 140 dollars of other people's charges

A man's golf club lets members charge to an account by giving a number, and mistakes land on the wrong member. The AI built him a watcher that opens his club statement every morning at 8:20, spots new charges by their ticket numbers, and texts him each receipt with the running balance. In two months it caught a 25 dollar and a 115 dollar charge from other members that he would never have spotted.

$140

Run my Marketplace listings, relay buyer questions and clear the stale ones

Creator Leslie Samuel has the AI manage his Facebook Marketplace selling. When a buyer asked the dresser's dimensions, the AI relayed the question to him, sent his answer to the buyer, and she bought it the next day. The AI also reports inquiries per listing and reminded him of two year-old listings he had forgotten, deleting them after his approval. He has listed three items this way in a week: one sold, one pending pickup.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.