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Money

Refunds, bills, deals and money you were owed · 465 ideas

The AI runs his Facebook Marketplace sales inside rules he set

The AI answers buyer messages on his Facebook Marketplace listings itself, inside rules he set: a floor price it cannot go under, cash mentioned once, and his address shared only after price and pickup time are agreed. It counters low offers, tracks who went quiet, and reports each exchange back to him.

Negotiated an internet bill from $75/month down to $45/month: $20/month discount for

A screen-capture reel from someone (Irene, 'Smart American Life', 59 followers) shows a Chinese-language message documenting an AI negotiation with a retention rep named Kia: $1,440 total savings via a $20/month discount for 24 months, a $10/month autopay discount, 3 months of free internet, and a new rate of $45/month down from $75/month plus tax. Presented as a US life-hack with itemized terms.

$75

The AI dug through public Medicare data and flagged billing patterns that look like fraud

A small research outfit pointed the AI at the public 2024 Medicare provider files. It flagged one wound dressing code whose national billing jumped from about $23 million a year to $650 million in 2024, with one Florida supplier taking 62 percent of it, and a pattern of hundreds of family doctors each ordering ostomy supplies for about 175 patients across 40 states while only 15 colorectal surgeons appear in the same data. Some flagged companies have already been caught; others with the same shape are still billing, per the July 2026 enrolment file.

Benchmark four car insurers and cut my Tesla premium nearly in half

Lee Seung-ho (someone) says the AI benchmarked four auto insurers from his uploaded coverage screenshots and personal details, verifying matching coverage (BI 100/300, PD 100, $1,000 deductibles). He switched from $1,200 per six months to a Progressive quote of $694.50 per six months.

$505.5

Run a household money sweep: exemption, insurance, power, claims

One user listed what his AI did over a few weeks: filed his homestead exemption back to 2024 (about a $4,000 refund on the way plus roughly $2,000 a year), switched his car insurance to Progressive (about $1,500 a year), moved him to a cheaper power plan (about $800 a year), filed 20+ class-action claims for him and his wife (about $500 expected) and applied to 15+ jobs that led to interviews. He put the total at about $9,000, with forms prepared for his approval.

$9,000one time
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.