Erica at Bank of America ordered my replacement card
The poster used Erica, the Bank of America AI assistant, to order a replacement card, and says it was faster than hunting through the bank's menus. Erica went from a curiosity to a time saver.
A random mix from the whole library. Shuffle for a new set.
Money
Refunds, bills, deals and money you were owed · 465 ideasMy agent got stuck at the login on a simple expense claim
After reading about a man who automated his life with AI, he tried OpenAI agentic software on a straightforward expense claim of his own. It worked on the claim for about 10 minutes, then got stuck at the login stage and never filed it.
This one went wrong. See what happened before you try it.
Quote my Geico insurance across three virtual computers and save $2,000 a year
The AI ran Geico quote flows in parallel across three virtual computers and found coverage saving about $2,000 a year. The poster disclosed that he works as a Geico designer.
$2,000a year
The AI reads his Monarch Money accounts and writes him a daily money report
A man connected his local agent to Monarch Money through an open source MCP project, with some AI help on the login. The agent can now pull his transactions and look at spending patterns, and the AI generates a daily report from it.
Asked the AI what a Verizon gift card could be used for; the AI
U/Sleds88 (Reddit) had a Verizon gift card and didn't know it could be applied to a phone bill. They asked the AI what the gift card could be used for; the AI confirmed it could pay the account balance, then opened Verizon.com and processed the payment autonomously.
$100
Style my dinner outfit from my own closet — then adjust it for the weather
Justin Ferreira pre-loaded photos of his entire closet into his AI 'Nova' (#metapartner video). Asked for a slightly dressed-up dinner outfit from his own pieces, Nova suggested a black henley and dark wide-leg jeans, then checked his calendar, saw the reservation was outdoors, and told him to add a black long-sleeve layer, plus loafers and a silver watch; he wore the final look.
Find me an extra $500 a month in my own accounts
Joe Urbinati set his AI 'Greg' a goal of finding an extra $500/month, connecting his financial accounts via Plaid. Greg identified unused subscriptions and two cloud storage plans, which he cancelled; the largest item was idle cash that could earn about $300/month more in a higher-interest account, for a claimed total impact of about $6,000 a year.
$6,000a year
This only partly worked. Worth knowing before you try it.
Research my glasses, check out, and monitor the order every two days
The AI researched the user's glasses purchase, completed checkout, and now monitors the order every two days until delivery.
Disputed three collections accounts on Experian; credit score rose 23 points to
Fernando Ocasio (someone) tested the AI for credit repair. He asked it to dispute three old Midland Credit Management accounts in collections on his Experian report; the AI logged into Experian, filed the disputes, and handed control back to him for password entry via Secure Store.
Check every shipped order for a price drop automatically
A Reddit poster set up the AI to trigger on every order/shipped email in Gmail: it opens each product page, compares the current price with what he paid, checks the store's price-drop policy window, and drafts a refund request without sending it. He notes most checks find nothing, but the ones that hit are money he would have missed.
Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.