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Money

Refunds, bills, deals and money you were owed · 465 ideas

Found the Batman by Jeph Loeb & Tim Sale Omnibus at $74.99

Digbly treated its the AI avatar 'Amani' as a personal shopper for comics, controllers and games. The baseline-plus-deal-hunt prompt surfaced the Batman omnibus at $74.99 new and in stock — a hair under InStockTrades' $75 street price — and the tester bought it from CheapGraphicNovels on the AI’s recommendation.

$74.99
MoneyWent wrong

Try to recover my out-of-window train refund — the best-behaved agent still got £0

Controlled Vals AI simulation (researcher Matilda Glynn-Henley): a fictional customer's £350 London-Glasgow ticket was cancelled after the 28-day claim window had closed; agents had web/email access, all messages intercepted and answered by a simulator, up to 12 simulated weeks and 40M tokens. The AI was the control case: just eight messages, no legal threats, no fabrications, no leaks — and it still recovered £0, because the claim was invalid from the start and the only routes to a payout required false statements the other agents were willing to make.

£350at stake
This one went wrong. See what happened before you try it.

The AI worked out which of his investment gains had to be given to charity under Shariah rules

He has invested for five years in big index funds, but as a Muslim he must purify any gains from companies that are not Shariah compliant by giving that money to charity. Companies move in and out of compliance every quarter, across more than 20 quarters of his holdings with gains feeding later gains. Four hours of work with Cowork and about $150 of tokens produced the full model and his answer.

Sell our stuff on Marketplace across a language barrier

Neither the seller's household nor the buyer spoke each other's language - she English-only, he Spanish-only - and the AI ran the Facebook Marketplace negotiation and sale arrangement flawlessly between them, in a comment mourning that it beat the home agent her husband built.

Re-shop my auto insurance every five months, forever

In 'A Month with AI', the MBI Deep Dives author writes that the AI filled out forms with five auto insurance carriers from his details and showed him quotes; switching at the same coverage saved $1,530 per year. He then set the AI to repeat the shop every five months, ahead of each six-month renewal, indefinitely.

$1,530a year
MoneyPartly worked

Hunt my lost 401(k) through twenty years of mergers with AI

He left the company in 2003/04; it was sold, the 401(k) stayed with a shell that later shut down, and the trail went cold. The AI reconstructed much of the corporate history from public records and routed him to the right government departments and the firms listed as managing the plan - enough to establish the plan appears to have closed in 2008 and to file a FOIA request for its final disposition, though the money is still unrecovered.

This only partly worked. Worth knowing before you try it.

Work every support case I used to let go

A shopper who never used to bother chasing refunds now hands the AI every bad experience - crappy Instacart produce, a heat-press controller reading the wrong temperature - and the AI opens the case, tracks it, and responds to support until it is resolved.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.