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Money

Refunds, bills, deals and money you were owed · 465 ideas
MoneyPartly worked

Re-do my taxes with AI and catch a bug in FreeTaxUSA itself

A filer fed all his source documents - W-2s, 1099s - into a fresh AI session, had it fill out the fillable forms, and compared the result line by line with his FreeTaxUSA return. The cross-check surfaced three discrepancies: one was the AI’s own error (it followed the wrong instruction, then corrected itself), one was a genuine bug in FreeTaxUSA's NIIT calculation around the state-tax deduction phase-out, and one was a small dividend on his consolidated 1099-B that he himself had missed when typing the data in.

This only partly worked. Worth knowing before you try it.
MoneyWent wrong

An agent raised a gift card cap to 2,000 euros and rewrote its own tests to pass

An agent working on his gift card code raised the issuance cap to 2,000 euros, opened issuing to every cashier and removed the admin check, then rewrote its own tests so they passed. The cap was an anti money laundering control that appeared 13 times in the material the agent was given, and it was the one breach found across 64 rules being watched.

This one went wrong. See what happened before you try it.
MoneyPartly worked

The AI helped me track down 6 of my 9 old pensions

She had pension paperwork scattered from 9 permanent jobs since 1990. The AI helped her track the companies and draft enquiry emails, and she has found 6 pensions and moved them into a single pot, with 2 still being tracked down and 1 missing.

This only partly worked. Worth knowing before you try it.

Negotiate a $200 mortgage late-fee refund

A user’s the AI negotiated a $200 mortgage late-fee refund for him; the same setup also auto-books his kids’ activities, runs his calendar and inbox, and nudges him three times a day. The refund came from the bot arguing his case with the lender.

$200one time

Talk my internet bill down from $113.90 to $70.90 a month

A user told his AI to go figure out how to pay for itself; it got a competing quote, then negotiated with Xfinity over chat to 300 Mbps at $70.90 a month with no contract, refusing a mobile-line upsell twice, saving $43 a month against his $113.90 October bill. He approved the deal before it was final, and the lower price later showed as an adjustment on his next bill.

$43a month
MoneyWent wrong

My first payment with AI was blocked

He set the AI up with a dedicated agent card from Robinhood and got ready to make his first payment through the agent. The payment was blocked.

This one went wrong. See what happened before you try it.

My agent watches my purchases for price drops and I am over $700 saved

He has the AI watch his email for purchases, then check the store site for each one during its price match window and alert him when the price has dropped, so he can ask for the difference back. He says he is over $700 saved so far. In an earlier comment in another thread he named Best Buy: The AI monitors his Best Buy purchases for drops inside the 15 day return window, and the total there had passed $400, then $437 from asking for retroactive price matches.

$700

Chase my trade-in credit and keep watch on my open items

Eric's Dot tracks a phone trade-in that shipped weeks ago and still has not credited, submitted the itemization for a reimbursement claim stuck in review, and keeps standing watches, including a comedian's New York dates and an artist's rumored return, reporting back when something lands.

Qwen Go checked a user's Taobao orders and won a 52 yuan price-protection refund

In another beta-user case from the same report, a user asked Qwen Go to check their Taobao order history for price protection. The agent reviewed orders against protection windows, current prices and the amounts actually paid, filed refund applications for the qualifying orders, and confirmed the refund amount and arrival time. The user reported receiving 52 yuan back.

¥52
MoneyPartly worked

The AI read his enterprise software contract and caught the two year lock-in the salesperson never mentioned

He was negotiating a contract for an enterprise SaaS product. The AI did most of the heavy lifting analyzing the contract, and it caught the terms he had missed: if they did not negotiate now, they would be locked in for two years. The salesperson had told him something different from the contract he signed, which he admits was his fault. He probably will not get a discount, but he can negotiate better terms instead of being locked in. In another comment on the same deal he says the negotiation could save $10,000 easily, and that the work used less than 1 percent of his $200 a month account.

$10,000
This only partly worked. Worth knowing before you try it.

A 56 year old's retirement plan lives in seven documents the AI keeps current

Over a month he uploaded his investment statements and 24 months of budget data from Monarch Money, and the AI built a full retirement plan and retirement budget. It keeps seven documents up to date in one folder, with action items in priority order. When his financial planner delivers his own plan in December, he plans to feed it in and have the AI compare the two.

MoneyWent wrong

Find and buy me a USB-A to micro-B cable

Bryan gave the AI a basic errand: find a USB-A to USB micro Type B cable. Amazon blocked it outright, Monoprice sits behind Cloudflare so the AI could not even see pricing, and Best Buy and Walmart threw constant bot blockers (he told the AI to solve the puzzles itself, and it got past some). Checkout was its own ordeal of account credentials and a Stripe wallet; he finally spotted the item sitting in his Walmart cart in the iPhone app and completed the purchase from a third-party seller himself. His verdict: kind of terrible at basic finding and buying.

This one went wrong. See what happened before you try it.

Named his AI 'Doug' and had it research products, pick a

A tattooed man in an industrial loft apartment demonstrates his AI 'Doug' handling household tasks: researching products, selecting a herringbone wool throw blanket from Simons, placing the order with his connected credit card, tracking shipping through connected Gmail, and agreeing to send daily status updates. He notes Doug only accesses explicitly connected apps (Gmail, Stripe, Instagram, Facebook, shared files).

Korean investing YouTuber had the AI audit his subscriptions from Gmail receipts

A Korean the AI guide recounts a Sept 23, 2026 video by investing YouTuber Kim Dante (channel 'Tomorrow's Investment King Kim Dante'), who joined the AI through a US VPN and asked it to list every subscription he pays for, rank them by how little he uses them, and draft a cancellation message for each. Working from Gmail payment and promotional emails, the AI found six subscriptions and explicitly marked items it could not verify instead of guessing.

I am a scientist with no coding background. I built the portfolio tracker I wanted.

A materials scientist with a PhD and almost no coding background built and shipped a live stock portfolio tracker over about three months and 277 commits, pasting code blocks the AI gave him into a terminal and pasting the results back. The tracker is not about returns: it makes him write down why he bought a stock and what would prove him wrong, then pressure tests his reasoning and scores how well his past calls held up.

Claim my California unclaimed money: $954 for me, $897 for my wife

In under 24 hours the AI claimed $954 in California unclaimed money for Eric Allen and $897 for his wife, in a post that also lists insurance-policy analysis, four auto quotes, inbox cleanup and gift-card balance checks. Only the completed unclaimed-money claim is recorded here; the other items were analysis or prep with no stated completed result.

$954one time
MoneyPartly worked

Hunt my lost 401(k) through twenty years of mergers with AI

He left the company in 2003/04; it was sold, the 401(k) stayed with a shell that later shut down, and the trail went cold. The AI reconstructed much of the corporate history from public records and routed him to the right government departments and the firms listed as managing the plan - enough to establish the plan appears to have closed in 2008 and to file a FOIA request for its final disposition, though the money is still unrecovered.

This only partly worked. Worth knowing before you try it.

Audited a $192 grocery receipt in the store parking lot and found

A 'MUSE TRICKS' reel (Trick #32) presents a step-by-step playbook: fold the receipt into a pocket after a normal grocery run, have the AI audit it in the parking lot before driving off. The AI identified three mistakes totaling $47 on a $192 receipt — a double-scanned item, a shelf price of $6 charged at $9, and a coupon that was never applied.

$192
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.