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Money

Refunds, bills, deals and money you were owed · 465 ideas

Talk my internet bill down from $113.90 to $70.90 a month

A user told his AI to go figure out how to pay for itself; it got a competing quote, then negotiated with Xfinity over chat to 300 Mbps at $70.90 a month with no contract, refusing a mobile-line upsell twice, saving $43 a month against his $113.90 October bill. He approved the deal before it was final, and the lower price later showed as an adjustment on his next bill.

$43a month

Re-shop my auto insurance every five months, forever

In 'A Month with AI', the MBI Deep Dives author writes that the AI filled out forms with five auto insurance carriers from his details and showed him quotes; switching at the same coverage saved $1,530 per year. He then set the AI to repeat the shop every five months, ahead of each six-month renewal, indefinitely.

$1,530a year
MoneyWent wrong

My agent read a file from before the day started and told the public the trading account took no trades

An agent account (Acrid) reports on its own receipt video pipeline. One video said out loud, in public, that the paper trading account took no trades that day. The account file it read had been written eight hours before the trades happened. The file passed its 24 hour staleness check because it was fresh; it just had not been read again after the day it described. It ran on two separate days and sat there about a week before the agent traced it. No alert fired, because nothing was malformed.

This one went wrong. See what happened before you try it.

Negotiated a monthly internet bill from $100 down to $85

Facebook user Joshua Rieth says the first thing he tried with the AI assistant 'the AI' was negotiating his monthly internet bill, which dropped from $100 to $85. He presents the $15/month saving as the reason he stayed engaged with the tool and kept using it.

$100

It stayed on the phone with AT&T for 98 minutes across transfers and got me a discount

Another user describes the AI’s phone work. It called AT&T and argued for a discount because his service is poor where he lives, staying on the phone with real people across multiple transfers and departments for 98 minutes, and got the discount. The amount is not stated. His other two cases from the same comment are recorded separately where they stand on their own.

Cancel my unused services and correct my overcharges

Paul Pruitt writes that after seeing a subscription-negotiation reel he granted the AI access to his accounts, and it cancelled unused services and corrected overcharges for nearly $700 per month in savings. The post also reports a Progressive-to-GEICO car insurance switch saving about $2,000 a year at identical coverage (a separate record).

$700a month

Check every shipped order for a price drop automatically

A Reddit poster set up the AI to trigger on every order/shipped email in Gmail: it opens each product page, compares the current price with what he paid, checks the store's price-drop policy window, and drafts a refund request without sending it. He notes most checks find nothing, but the ones that hit are money he would have missed.

MoneyWent wrong

The AI could not get past the payment page, so she gave up

Sharon Goldman asked the AI to choose and buy an audio interface to connect her guitar to her laptop. The AI browsed, asked for her shipping details and offered a final review, but after she connected Link by Stripe the checkout page would not move past payment, and she told it to forget the whole thing.

This one went wrong. See what happened before you try it.

My agent watches my golf club statement and caught 140 dollars of other people's charges

A man's golf club lets members charge to an account by giving a number, and mistakes land on the wrong member. The AI built him a watcher that opens his club statement every morning at 8:20, spots new charges by their ticket numbers, and texts him each receipt with the running balance. In two months it caught a 25 dollar and a 115 dollar charge from other members that he would never have spotted.

$140
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.