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Money

Refunds, bills, deals and money you were owed · 465 ideas

It stayed on the phone with AT&T for 98 minutes across transfers and got me a discount

Another user describes the AI’s phone work. It called AT&T and argued for a discount because his service is poor where he lives, staying on the phone with real people across multiple transfers and departments for 98 minutes, and got the discount. The amount is not stated. His other two cases from the same comment are recorded separately where they stand on their own.

MoneyPartly worked

Ordered a Starbucks Pumpkin Cream Cold Brew via AI on the street;

Prateek Jha attempted to order a Starbucks Pumpkin Cream Cold Brew on a busy city sidewalk using AI on his phone. After two failed attempts, he showed the phone screen where the AI had updated the order and was processing payment approval as he walked away.

This only partly worked. Worth knowing before you try it.

Combine two accounting systems into one invoice table

CData's Dot pulled monthly invoiced totals from Xero for one business unit and QuickBooks Online for the other, checked currencies and invoice statuses matched, and returned one combined table for November 2025 to August 2026. March 2026 was strongest at $28,000 combined; the post notes the test account held demo data.

MoneyPartly worked

Haggle my Fiber 1000 bill down in the support chat

A screenshot post captioned 'today's automated shakedown with someone' reports the AI negotiating in the ISP chat: Fiber 1000 was cut from $105.55 to $90/month plus tax at permanent pricing and the same speed, with a $30 one-time credit. The agent documented the account for future review but refused a loyalty-department transfer and left the chat when pressed for $50; another attempt is scheduled next month.

$15.55a month
This only partly worked. Worth knowing before you try it.

I am a scientist with no coding background. I built the portfolio tracker I wanted.

A materials scientist with a PhD and almost no coding background built and shipped a live stock portfolio tracker over about three months and 277 commits, pasting code blocks the AI gave him into a terminal and pasting the results back. The tracker is not about returns: it makes him write down why he bought a stock and what would prove him wrong, then pressure tests his reasoning and scores how well his past calls held up.

My bot cut my AT&T bill by $45 a month

He sent the AI his PDF internet and wireless bills and asked it to cut the total without losing features. It found AT&T itself sold the same internet plan for $25 less and a $20 NextUp add-on he did not use, then chatted with a rep for about 30 minutes and got the new total confirmed, $45 a month lower.

$45a month

The AI worked out which of his investment gains had to be given to charity under Shariah rules

He has invested for five years in big index funds, but as a Muslim he must purify any gains from companies that are not Shariah compliant by giving that money to charity. Companies move in and out of compliance every quarter, across more than 20 quarters of his holdings with gains feeding later gains. Four hours of work with Cowork and about $150 of tokens produced the full model and his answer.

My noon job scan checks every link is live before it sends me the list

His scheduled the AI scan runs at noon daily over about 15 job sites plus any others it finds, matching UK product owner and knowledge management roles at £45,000 to £65,000 against his uploaded CVs. It drops anything posted more than 48 hours ago, anything hybrid sold as remote, and anything it has sent before, and it checks each link is still live, ideally on the company's own site.

MoneyPartly worked

Negotiate with AT&T support chat to restore my lost discount

J.t. Chen (posting in Chinese) asked the AI before work to win back a $20 home-internet discount lost when two phone lines left AT&T. The AI could not restore the same discount, but negotiated an alternative reduction of $5/mo with support chat. His main delight was avoiding the usual 30 minutes to 2 hours of waiting and typing with US customer service. In comments he clarified the AI works over web text chat, not phone calls.

$5
This only partly worked. Worth knowing before you try it.

My agent reviews my card spending every week and flags anything odd

Every week his agent scans every credit card, breaks spending down by family member, flags anything odd, and lists every charge from high to low. He says it catches things he could miss. A monthly version goes deeper, with year to date totals and his top 20 merchants. His transactions come through Plaid's read only connector.

MoneyWent wrong

Find it on Amazon — and label four non-Amazon results as Amazon listings

Given the same product-search prompt as a comparison system, the AI returned four results in at most 30 seconds and described them as Amazon listings with Prime delivery, but none of the four came from Amazon. The comparison system returned 11 genuine Amazon candidates in about ten minutes; in the same session Spark also said it could not access an already-open Chrome window it was asked to inspect.

This one went wrong. See what happened before you try it.

My agent talked Amazon out of a $152.35 charge while I was offline

A man returned books that arrived late and Amazon said some were missing and tried to charge him $152.35 again. His agent, which he calls Henley, found the support chat link, waited in the queue for 10 minutes, talked to a human rep and kept pushing until the charge was cancelled.

$152.35

Cancel my insurance by phone and wipe the $781 audit balance

Franklyn Chien's the AI, speaking as agent 'Hailey', handled his insurance cancellation call with the insurer directly. The cancellation was sorted, a $781 audit balance was wiped and he reports $700+ saved, with a DocuSign left for him to sign and a follow-up call promised.

$781one time
MoneyPartly worked

Shop for me while presenting as an ordinary Chrome browser

Forkast reported that the AI shops and browses for its roughly 2.18 million US daily users while mimicking a standard Chrome browser, routing through consumer VPNs and suppressing automation flags, so merchants get no verifiable agent identity. Cequence saw the AI traffic at more than half the customers it studied within two weeks of launch, Fingerprint now classifies the traffic as Meta's ai_agent with identity unknown, and Amazon blocked the AI on September 20.

This only partly worked. Worth knowing before you try it.

Recover $836 of my unclaimed property in a background money sweep

One itemized line in Armand Ruiz's September 15 errands post credits the AI with recovering $836 of his unclaimed property during a background finance sweep. The sweep's $2,120.95 total is already recorded from press coverage; this record isolates the unclaimed-property component that coverage did not itemize.

$836one time
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.