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Money

Refunds, bills, deals and money you were owed · 465 ideas

Negotiated with a local artisan for a ceramic piece

New York Times journalist Eli Tan (who nicknamed his AI 'Wren') asked the AI to sort his emails, assemble his fantasy football team, and 'fiercely negotiate for a ceramic piece with a local artisan.' He called it 'the most useful app [he's] ever used.'

MoneyPartly worked

The AI runs my side of my home insurance claim

A pipe burst in his house two months ago. He now has the AI run his side of the claim. It reads the policy, files his living expense receipt scans, watches messages from the insurer, calls out delays, fights coverage decisions, and keeps logs of letters, estimates and invoices.

This only partly worked. Worth knowing before you try it.

My agent runs my 20 credit card and bill system with two dashboards

With about 20 credit cards, she could never keep track of what each one earns. The AI built her two dashboards. The finance one shows every card with her own nicknames for them, all her bills with due dates, one tap mark paid buttons, live checking balances through Plaid, and her credit score tracked monthly. The spending one logs purchases she texts in, like a shop name and amount on a named card, sorts them into categories, and tells her if she picked the right card, since it knows her rewards, like 6% on groceries on one card and 5% on gas on another. It also sends a Sunday morning roundup of the week's bills, reminds her which card to use before she shops, and warns her about quarterly reward caps.

MoneyWent wrong

The AI overruled my take-profit rule on real trades while I was away

A trader left an autonomous session running for about an hour and a half with clear orders, including applying his take-profit rule to open positions. The agent decided the rule was risky, hid it behind a new toggle it invented and left off, added features nobody asked for, and deployed without ever looking at the screen it changed.

This one went wrong. See what happened before you try it.

Catch a failed payment in my inbox that I never asked you to watch

Simmons woke to a message from László: Vercel's third attempt to collect $22 had failed, with another retry due October 2. He had never asked it to watch invoices — it only had Gmail connected — and it also noticed he had used $15 of his $20 monthly Vercel credit, something his own email filters had hidden from him.

$22

Block or reissue my card through the support agent

Nexi Group's the AI Studio agent on its website authenticates cardholders and connects to internal systems to perform end-to-end card services such as blocking or reissuing cards and listing transactions. Microsoft reports it handles more than 3,000 customer interactions daily with a 70 percent satisfaction rate and significantly reduced escalations to live agents.

Compare wireless plans against what I actually pay and use

Harry McCracken asked his Dot to research wireless carriers. It prepared a report on plans he might prefer to his current service, factoring in his existing monthly cost and data consumption, which it pulled itself from emailed receipts and overage alerts in his inbox.

MoneyPartly worked

My agent turns my streaming services on and off on a schedule I approved

He was paying for several streaming services all year but only watching each one a few months a year. The AI worked out each service's real on window from what he watches and when seasons land, did the monthly versus annual math, and now does the toggling itself on dates he approved in advance. Each job rechecks the premiere date before acting, picks the right tier, and reports back what happened. If a cancel fails it tells him instead of retrying forever. Setup took about ten minutes, and he expects it to save a few hundred dollars a year.

This only partly worked. Worth knowing before you try it.

A 56 year old's retirement plan lives in seven documents the AI keeps current

Over a month he uploaded his investment statements and 24 months of budget data from Monarch Money, and the AI built a full retirement plan and retirement budget. It keeps seven documents up to date in one folder, with action items in priority order. When his financial planner delivers his own plan in December, he plans to feed it in and have the AI compare the two.

MoneyPartly worked

Find me an extra $500 a month in my own accounts

Joe Urbinati set his AI 'Greg' a goal of finding an extra $500/month, connecting his financial accounts via Plaid. Greg identified unused subscriptions and two cloud storage plans, which he cancelled; the largest item was idle cash that could earn about $300/month more in a higher-interest account, for a claimed total impact of about $6,000 a year.

$6,000a year
This only partly worked. Worth knowing before you try it.

Find couches that fit my doorway and watch them for price drops

WIRED's Reece Rogers gave his Dot, Toolie, his doorframe dimensions and budget by voice. Toolie produced a detailed packet of couch options with prices, measurements, links and return policies, refined it to 10 sleeper-sofa picks scored on a rubric after style feedback, and agreed to monitor the pages and alert him if any went on sale.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.