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Money

Refunds, bills, deals and money you were owed · 465 ideas
MoneyWent wrong

Describe someone else's financial document to me

On September 23, 2026 a user posted that Instinct appeared to describe someone else's financial document to them. Founder Noah Shinn responded the same day that the model had fabricated a proper noun — a hallucination, not a data breach — and that the team built a hallucination detection layer within 48 hours.

This one went wrong. See what happened before you try it.

Win back $950 of a deposit with a statute-citing letter

A renter fed the AI his lease, the deduction statement and move-out photos after a landlord withheld a $1,200 cleaning fee from a $2,500 deposit. The AI checked California law and wrote a dispute letter citing the statute, and he recovered $950.

$950

Audit my $800k portfolio and catch my advisor cloning my Roth into a taxable account

A 37-year-old who suspected his big-firm advisor treated his roughly $800,000 portfolio as an afterthought uploaded his statements, gain/loss and trade history to the AI. The audit found two years of S&P underperformance - and the real problem: when he asked the firm to extend a successful Roth IRA strategy to his taxable individual account, they copied the exact same asset ratios across, so dividend-heavy holdings now throw off ordinary-income tax every year, a non-issue inside the Roth. Confronted, the advisor called it a known model limitation. He is firing the firm.

MoneyWent wrong

Check whether my gym offers a membership referral benefit

Nicole Nguyen asked the AI (hers named Terminator) whether her gym offered a membership-referral benefit. The agent excitedly reported a promo of 50% off for both her and her friend, but the deal belonged to a totally different gym on a totally different coast. Her caption for the episode: even cuddly AIs can make mistakes.

This one went wrong. See what happened before you try it.

My agent checks every month for money owed to me and my family

He set up a monthly check for himself and his close family. The AI searches state unclaimed property sites and open class action settlements that fit the products and services they use. It found $250 from an old utility company in his name and $1,500 in his mom's name from an insurance company, and it found three class actions he could join and filled out the forms for him. It only pings him when something new shows up.

$1,750

My agent runs my 20 credit card and bill system with two dashboards

With about 20 credit cards, she could never keep track of what each one earns. The AI built her two dashboards. The finance one shows every card with her own nicknames for them, all her bills with due dates, one tap mark paid buttons, live checking balances through Plaid, and her credit score tracked monthly. The spending one logs purchases she texts in, like a shop name and amount on a named card, sorts them into categories, and tells her if she picked the right card, since it knows her rewards, like 6% on groceries on one card and 5% on gas on another. It also sends a Sunday morning roundup of the week's bills, reminds her which card to use before she shops, and warns her about quarterly reward caps.

MoneyPartly worked

Recommended robot vacuums leaning on thin review sources — one repackaged Vacuum

Fast Company's Pete Pachal asked his AI 'Jones' which robot vacuum to buy. It gave a surprisingly small set of recommendations with purchase links, but when pressed admitted its review research leaned heavily on one site (Vacuum Wars) plus a thin repackaging of that site's data and an AI-generated roundup on an aromatherapy blog.

This only partly worked. Worth knowing before you try it.

Review three months of my bank statements and tell me what to change

A screen recording shows a user asking the AI to review three months of bank statements across three connected accounts and say where the money goes. The AI reported $4,320/month average spending against $4,850 income, dining up 35% to $410/month, and three subscriptions totalling $47/month unused for 90 days, offering to cancel them.

$4,320
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.