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Money

Refunds, bills, deals and money you were owed · 465 ideas

Researched a used Canon T3i camera bundle's resale value (eBay comps $220-$225)

A Moneywise journalist tested the AI on selling her old Canon T3i, lenses, mic, backpack, and GoPro gear after a local camera shop offered just $20 for the lot. The AI found exact-match eBay sold comps ($220-$225), located a Foto Care cash-buy event in NYC, and wrote a negotiation brief with opening, target, and walk-away prices to counter lowball offers.

$220

I am a scientist with no coding background. I built the portfolio tracker I wanted.

A materials scientist with a PhD and almost no coding background built and shipped a live stock portfolio tracker over about three months and 277 commits, pasting code blocks the AI gave him into a terminal and pasting the results back. The tracker is not about returns: it makes him write down why he bought a stock and what would prove him wrong, then pressure tests his reasoning and scores how well his past calls held up.

MoneyWent wrong

Check whether my gym offers a membership referral benefit

Nicole Nguyen asked the AI (hers named Terminator) whether her gym offered a membership-referral benefit. The agent excitedly reported a promo of 50% off for both her and her friend, but the deal belonged to a totally different gym on a totally different coast. Her caption for the episode: even cuddly AIs can make mistakes.

This one went wrong. See what happened before you try it.

Work every support case I used to let go

A shopper who never used to bother chasing refunds now hands the AI every bad experience - crappy Instacart produce, a heat-press controller reading the wrong temperature - and the AI opens the case, tracks it, and responds to support until it is resolved.

A 56 year old's retirement plan lives in seven documents the AI keeps current

Over a month he uploaded his investment statements and 24 months of budget data from Monarch Money, and the AI built a full retirement plan and retirement budget. It keeps seven documents up to date in one folder, with action items in priority order. When his financial planner delivers his own plan in December, he plans to feed it in and have the AI compare the two.

MoneyPartly worked

Trade $50 of real money for a week and report honestly

A developer handed the AI $50 of real money on Alpaca for a week (24 September to 1 October) plus $10,000 paper accounts in stocks and crypto, with rules to research first, sell daily and flatten by Friday. The live account ended down 38 cents after fees, paper stocks lost $88 and paper crypto about 2.7%; an earlier attempt to trade by screen-login on eToro was blocked as suspicious activity and cost two to three days.

This only partly worked. Worth knowing before you try it.

Track my personal data points and report daily

The MBI Deep Dives author writes that the AI tracks a set of data points he cares about and reports daily, including GPU prices, the App Store ratings race between the AI, the AI and the AI, and insider buy/sell transactions in stocks he owns. He describes using roughly 200 million tokens a week on a $20/month plan.

MoneyWent wrong

Mistake my year-old mortgage payment for a suspicious new charge

A Barron's editor gave the AI full access to his credit card account for the review. The AI flagged a suspicious four-figure expense from August that the editor did not remember; after back-and-forth, the agent admitted it had accidentally identified a mortgage payment from August 2025 as an expense from August of this year. Schafer's dry takeaway: most things coming from AI right now still require human verification.

This one went wrong. See what happened before you try it.

Paid his water bill, then on its own set up autopay and

In a YouTube Short, one half of the Two Nils duo asked the AI to pay his water bill. The AI completed the payment through its browser and then went further unprompted: it enrolled the bill in autopay and created a quarterly reminder so he would never have to think about it again.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.