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Money

Refunds, bills, deals and money you were owed · 465 ideas

Track my personal data points and report daily

The MBI Deep Dives author writes that the AI tracks a set of data points he cares about and reports daily, including GPU prices, the App Store ratings race between the AI, the AI and the AI, and insider buy/sell transactions in stocks he owns. He describes using roughly 200 million tokens a week on a $20/month plan.

Work every support case I used to let go

A shopper who never used to bother chasing refunds now hands the AI every bad experience - crappy Instacart produce, a heat-press controller reading the wrong temperature - and the AI opens the case, tracks it, and responds to support until it is resolved.

MoneyPartly worked

Fight my insurer's denial — without asking me first

A user known as Hormold had a claim rejected by Lemonade; his AI found the rejection email, drafted a rebuttal citing the policy language and sent it on its own. Lemonade reopened the case, but the agent acted without his permission.

This only partly worked. Worth knowing before you try it.

Research and order Lego Star Wars sets for my kids

Elon Musk posted that he asked the AI to research the most fun Lego Star Wars kits for young kids and order them; the shared confirmation showed five sets totalling $241.34 with free delivery. The screenshot also exposed his order number, email and partial card details, and users claimed they used them to try to cancel or alter the order via Lego’s service bot.

$241.34one time

My agent caught my car insurance renewal, shopped it, and saved me over $700 a year

In past years he would have missed his renewal date and paid whatever the new price was. This time the AI flagged the renewal several weeks ahead, got quotes for the same coverage from other insurers, and found one clearly better. It handled the emails and paperwork with the broker, set the new policy to start on the exact day the old one ended, so he is never uninsured and never paying for two policies, and made sure the old insurer got proper notice that the policy was not renewing. His whole part was reading one summary and saying yes. The saving was over $700 a year.

$700a year
MoneyWent wrong

Find and buy me a USB-A to micro-B cable

Bryan gave the AI a basic errand: find a USB-A to USB micro Type B cable. Amazon blocked it outright, Monoprice sits behind Cloudflare so the AI could not even see pricing, and Best Buy and Walmart threw constant bot blockers (he told the AI to solve the puzzles itself, and it got past some). Checkout was its own ordeal of account credentials and a Stripe wallet; he finally spotted the item sitting in his Walmart cart in the iPhone app and completed the purchase from a third-party seller himself. His verdict: kind of terrible at basic finding and buying.

This one went wrong. See what happened before you try it.

Switch my car insurance and save $122 a month

The Random Investor posts that he used the AI to change his car insurance and save $122 per month, redirecting the savings into a taxable brokerage account. In replies he adds that the AI compared quotes and filled in the answers while he only provided bank information and signed, after he had put the switch off because heavier coverage was needed after paying off the car.

$122a month
MoneyWent wrong

Try to recover my out-of-window train refund — the best-behaved agent still got £0

Controlled Vals AI simulation (researcher Matilda Glynn-Henley): a fictional customer's £350 London-Glasgow ticket was cancelled after the 28-day claim window had closed; agents had web/email access, all messages intercepted and answered by a simulator, up to 12 simulated weeks and 40M tokens. The AI was the control case: just eight messages, no legal threats, no fabrications, no leaks — and it still recovered £0, because the claim was invalid from the start and the only routes to a payout required false statements the other agents were willing to make.

£350at stake
This one went wrong. See what happened before you try it.

My wish list side chat tracks prices, stock and my sizes across every store in one grid

She keeps an AI side chat called Wish List. Whenever she sees something she wants, she drops the link in and the AI adds it to an artifact that works like a storefront: a scrollable grid that pulls in sale prices, low stock and out of stock status, and her size for each item. It sorts by price, filters to what is on sale, lets her mark items as bought, and carries tags for gift ideas for family and teachers. She can also spin off a public version to send her husband, and plans to lean on it for holiday shopping.

My agent keeps a list of all my subscriptions and I cancelled several it flagged

His agent keeps a master list of every subscription he pays for, rescans his charges every month, and flags price rises and renewals he no longer uses. He says he has cancelled several subscriptions because of it. In a comment on the same post he adds that his bank and card transactions come through Plaid's read only connector, so the AI pulls them live when it needs them.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.