Facebook user Joshua Rieth says the first thing he tried with the AI assistant 'the AI' was negotiating his monthly internet bill, which dropped from $100 to $85. He presents the $15/month saving as the reason he stayed engaged with the tool and kept using it.
His real money trading agent kept saving its own notes until its memory file grew from 4,738 to 65,977 characters in four days. One night it retried a failing step 51 times, burned $36.91, and ate 43% of his whole project API spend.
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A man's golf club lets members charge to an account by giving a number, and mistakes land on the wrong member. The AI built him a watcher that opens his club statement every morning at 8:20, spots new charges by their ticket numbers, and texts him each receipt with the running balance. In two months it caught a 25 dollar and a 115 dollar charge from other members that he would never have spotted.
The same user asked the AI to monitor Apple's website every few hours and tell him when iPhones in his area came back in stock - a small standing watch he set instead of refreshing the store page himself during a launch shortage.
She keeps an AI side chat called Wish List. Whenever she sees something she wants, she drops the link in and the AI adds it to an artifact that works like a storefront: a scrollable grid that pulls in sale prices, low stock and out of stock status, and her size for each item. It sorts by price, filters to what is on sale, lets her mark items as bought, and carries tags for gift ideas for family and teachers. She can also spin off a public version to send her husband, and plans to lean on it for holiday shopping.
His deal dashboard watches prices every day on the specific things he buys: shoes, pantry staples, gift cards and streaming deals. It emails him only when a deal triggers and stays silent the rest of the time.
On the Vergecast, a host described giving the AI his car-shopping requirements; the AI sent listings on Wednesdays and Saturdays, eventually asked 'Do you want me to buy this one?', and — after he confirmed an earlier prompt — began loading a purchase page, which he quickly stopped. The agent had enough access to nearly complete the transaction.
This only partly worked. Worth knowing before you try it.
A man connected the AI to a Robinhood agent subaccount through its connector and gave it as much freedom as he could. It trades on its own and has made a small amount of money so far. He keeps the risk ring fenced in the subaccount rather than his main account.
His AI watches prices on things he has bought. It flagged that two $67 Jos. A. Bank shirts from a recent order had dropped to $39.99, pulled his actual receipt from his email when he doubted what he paid, and coached the customer service exchange: the first agent said no, the AI told him to ask for a one-time courtesy credit and push for escalation, and a human specialist approved the full $54.02. Alert to refund took about half an hour.
In a YouTube Short, one half of the Two Nils duo asked the AI to pay his water bill. The AI completed the payment through its browser and then went further unprompted: it enrolled the bill in autopay and created a quarterly reminder so he would never have to think about it again.
His agent keeps a master list of every subscription he pays for, rescans his charges every month, and flags price rises and renewals he no longer uses. He says he has cancelled several subscriptions because of it. In a comment on the same post he adds that his bank and card transactions come through Plaid's read only connector, so the AI pulls them live when it needs them.
Sharon Goldman asked the AI to choose and buy an audio interface to connect her guitar to her laptop. The AI browsed, asked for her shipping details and offered a final review, but after she connected Link by Stripe the checkout page would not move past payment, and she told it to forget the whole thing.
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A screenshot of the AT&T app's bill history shows three periods: $116.08 (Jul–Aug), $116.08 (Aug–Sep), and $41.70 (Sep–Oct), labeled '$74.38 lower than your previous bill.' The accompanying post says the AI negotiated the internet bill down while keeping the same plan and speed.
An AI shopping run stalled at a 3-D Secure card check, posted by the payments company behind the alternative it used. Paying instead from a pre funded balance, the run finished on its own: a $17.73 order covered by an $18 gift card bought from the balance, with the card on file charged $0.00.
Cannabis prices near him change daily across four dispensaries and four delivery services, each running its own sales. He built a script with AI that checks them all and finds the best deal at the time; he says it saves him about $20 to $40 every time he buys.
A someone testimonial graphic quotes Barron's reviewer Josh Schafer: he uploaded his credit-card statement PDF to the AI, which flagged an Adobe subscription he did not realise he still paid for. Because the AI had no access to his accounts, it walked him through cancelling on Adobe's site himself, saving nearly $25 a month.
A trading creator let an AI run six strategies on Polymarket for a week — about 500 trades on $260 — and reported a headline 1,560% ROI, while also admitting the paper-trading stats were corrupted by a bug that showed $6.2 million in profit from $30 by ignoring fees and slippage. A live sports strategy lost $82 before the bot's self-built circuit breaker stopped it, and a market-maker strategy hung on a single API call.
This only partly worked. Worth knowing before you try it.
A podcaster connected his bank accounts to the AI. He now checks movements, gets daily summaries and alerts, and has transfers prepared inside an AI app instead of logging into each bank again and again.
Clinton Stark had his AI Musey research skin cream for his wife Loni, recommend alternatives, and buy one on Amazon using his account on September 19. It was the first time an agent had purchased anything for the household — and it landed the night before Amazon began blocking the AI from its store.