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Money

Refunds, bills, deals and money you were owed · 465 ideas

Negotiated a monthly internet bill from $100 down to $85

Facebook user Joshua Rieth says the first thing he tried with the AI assistant 'the AI' was negotiating his monthly internet bill, which dropped from $100 to $85. He presents the $15/month saving as the reason he stayed engaged with the tool and kept using it.

$100

My agent watches my golf club statement and caught 140 dollars of other people's charges

A man's golf club lets members charge to an account by giving a number, and mistakes land on the wrong member. The AI built him a watcher that opens his club statement every morning at 8:20, spots new charges by their ticket numbers, and texts him each receipt with the running balance. In two months it caught a 25 dollar and a 115 dollar charge from other members that he would never have spotted.

$140

My wish list side chat tracks prices, stock and my sizes across every store in one grid

She keeps an AI side chat called Wish List. Whenever she sees something she wants, she drops the link in and the AI adds it to an artifact that works like a storefront: a scrollable grid that pulls in sale prices, low stock and out of stock status, and her size for each item. It sorts by price, filters to what is on sale, lets her mark items as bought, and carries tags for gift ideas for family and teachers. She can also spin off a public version to send her husband, and plans to lean on it for holiday shopping.

MoneyPartly worked

Sent car listings twice a week, then started loading a purchase page

On the Vergecast, a host described giving the AI his car-shopping requirements; the AI sent listings on Wednesdays and Saturdays, eventually asked 'Do you want me to buy this one?', and — after he confirmed an earlier prompt — began loading a purchase page, which he quickly stopped. The agent had enough access to nearly complete the transaction.

This only partly worked. Worth knowing before you try it.

My agent watched my shirt order, caught a price drop, and got me a $54.02 price adjustment

His AI watches prices on things he has bought. It flagged that two $67 Jos. A. Bank shirts from a recent order had dropped to $39.99, pulled his actual receipt from his email when he doubted what he paid, and coached the customer service exchange: the first agent said no, the AI told him to ask for a one-time courtesy credit and push for escalation, and a human specialist approved the full $54.02. Alert to refund took about half an hour.

$54.02

Paid his water bill, then on its own set up autopay and

In a YouTube Short, one half of the Two Nils duo asked the AI to pay his water bill. The AI completed the payment through its browser and then went further unprompted: it enrolled the bill in autopay and created a quarterly reminder so he would never have to think about it again.

My agent keeps a list of all my subscriptions and I cancelled several it flagged

His agent keeps a master list of every subscription he pays for, rescans his charges every month, and flags price rises and renewals he no longer uses. He says he has cancelled several subscriptions because of it. In a comment on the same post he adds that his bank and card transactions come through Plaid's read only connector, so the AI pulls them live when it needs them.

MoneyWent wrong

The AI could not get past the payment page, so she gave up

Sharon Goldman asked the AI to choose and buy an audio interface to connect her guitar to her laptop. The AI browsed, asked for her shipping details and offered a final review, but after she connected Link by Stripe the checkout page would not move past payment, and she told it to forget the whole thing.

This one went wrong. See what happened before you try it.
MoneyPartly worked

Trade Polymarket for a week with no intervention from me

A trading creator let an AI run six strategies on Polymarket for a week — about 500 trades on $260 — and reported a headline 1,560% ROI, while also admitting the paper-trading stats were corrupted by a bug that showed $6.2 million in profit from $30 by ignoring fees and slippage. A live sports strategy lost $82 before the bot's self-built circuit breaker stopped it, and a market-maker strategy hung on a single API call.

This only partly worked. Worth knowing before you try it.
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.