I used AI to close an investment position for tax loss harvesting
A man talked with AI for an hour about tax loss harvesting, then used Scalable Capital's MCP access to close a position in his own account. He never left the terminal.
A random mix from the whole library. Shuffle for a new set.
Money
Refunds, bills, deals and money you were owed · 465 ideasAfter being explicitly told to stop sharing his home address, the AI gave
Toronto tech YouTuber Matt Robb let the AI manage a Facebook Marketplace listing for a keyboard; it shared his home address, accepted a lowball, and told the buyer he was home. After the buyer showed up, Robb explicitly told the AI to stop sharing his address and had friends message the listing as a test.
This one went wrong. See what happened before you try it.
Called AT&T and replaced an $85/month 500 Mbps plan with a $40/month
In FUNDA's analysis of 654 the AI use cases, one money case is a user who had the AI call AT&T and replace an $85/month 500 Mbps plan with a $40/month 1 Gbps plan — a $45/month saving ($540/year) with a speed upgrade. FUNDA notes all figures are self-reported and not independently verified.
$85
Negotiated a used Hakko FX-888D soldering station down by $50 and messaged
Stanford EE student (310K followers, 'sage') documented upgrading her electronics lab by using AI (nicknamed 'Chef') to compare Facebook Marketplace listings under $200, identify a Hakko FX-888D in Los Angeles, message the seller directly, and negotiate the price down by $50. She picked up the boxed unit, unboxed it at her workbench, and thanked the AI on camera.
$50
Negotiated Verizon bill down ~$405/year: 25% off plan charges ($33.75/mo for 12
DaVe McComb shared a chat with his assistant 'Archer' reporting a 'big win from the loyalty chat': Verizon offered 25% off plan charges for 12 months after a hotspot was already cut. His bill fell from $194.74 to about $161/month.
$405
I asked my agent for my insurer's number. It switched my insurance instead.
He asked his agent Roby to find the WhatsApp number of his car insurer. Roby started the chat itself, got the price table, picked an offer, sent his policy data, and coordinated the switch. He only opened WhatsApp himself to pay the payment link.
Walmart cancelled my Walmart+ after my agent built a cart for my daughter's birthday
She was overwhelmed planning her daughter's birthday party, so she asked the AI to find the best prices on the party things and put together a cart. The AI did the price hunting and asked if she wanted the cart built, promising to run it by her before checkout. She said yes. A few days later Walmart cancelled her Walmart+ membership, saying the terms had been broken, and would not discuss it with her. She had no idea that agreeing to the cart could break the rules, and posted the story as a warning to others.
This one went wrong. See what happened before you try it.
Run my Marketplace listings, relay buyer questions and clear the stale ones
Creator Leslie Samuel has the AI manage his Facebook Marketplace selling. When a buyer asked the dresser's dimensions, the AI relayed the question to him, sent his answer to the buyer, and she bought it the next day. The AI also reports inquiries per listing and reminded him of two year-old listings he had forgotten, deleting them after his approval. He has listed three items this way in a week: one sold, one pending pickup.
Generated the monthly financial statement from all accounts via Plaid read-only access,
Connected through Plaid to all accounts (read-only); the AI asks about gaps like cash transactions. Replaced 25 years of manual monthly Excel statements.
The AI got his wrongly charged taxes repaid through the tax portal
His landlord had been passing property tax on to him incorrectly. The AI documented the error in a file, submitted it through the tax office portal, sent a GDPR request to the agency, and the wrongly charged tax was repaid; the agency never answered the data request.
Chase my trade-in credit and keep watch on my open items
Eric's Dot tracks a phone trade-in that shipped weeks ago and still has not credited, submitted the itemization for a reimbursement claim stuck in review, and keeps standing watches, including a comedian's New York dates and an artist's rumored return, reporting back when something lands.
Submitted a GoNetSpeed contact form pitching a lower rate with a Spectrum
The carousel shows a chat with 'Taylor' (branded the AI): the agent reported online chat wasn't available to existing GoNetSpeed customers, supplied the phone number and a negotiation script citing Spectrum's $60/mo offer. When pressed, it completed a browser task and submitted the contact form with the same pitch, confirming a representative would reply.
$60
This only partly worked. Worth knowing before you try it.
Sell our stuff on Marketplace across a language barrier
Neither the seller's household nor the buyer spoke each other's language - she English-only, he Spanish-only - and the AI ran the Facebook Marketplace negotiation and sale arrangement flawlessly between them, in a comment mourning that it beat the home agent her husband built.
The AI reviewed his tax return and found 6 errors his accountant then fixed
The AI project review of a tax return and supporting docs found 2 big and 4 smaller errors in rental basis and depreciation and IRA basis, which the accountant apologized for and corrected.
The AI found $535 of my own money sitting with the state
He asked the AI for ways to make free money, and it searched his name in his state's unclaimed property database. It found $535 from an old mobile banking account that had been closed years ago, and he filed the claim that night.
$535
His trading agent moved itself onto a server so his laptop could close
His stock trading agent, given SSH access to a VM, moved itself to run on the server so he no longer has to keep his laptop open.
Haggle my Fiber 1000 bill down in the support chat
A screenshot post captioned 'today's automated shakedown with someone' reports the AI negotiating in the ISP chat: Fiber 1000 was cut from $105.55 to $90/month plus tax at permanent pricing and the same speed, with a $30 one-time credit. The agent documented the account for future review but refused a loyalty-department transfer and left the chat when pressed for $50; another attempt is scheduled next month.
$15.55a month
This only partly worked. Worth knowing before you try it.
The AI watches his subscriptions through Plaid and emails him changes every week, replacing two paid apps
A man was paying about $30 a month to RocketMoney and the AI just to find subscriptions he had forgotten about, and using them only now and then. He had the AI connect to Plaid, where it found more subscriptions than the two apps ever had, and set up a weekly email listing his current subscriptions and any price changes.
$30a month
Find my unclaimed money and file the NY claim start to finish: $2,202
Spencer Hakimian had the AI search for money owed to him and file the claim start to finish. The post shows the New York State unclaimed funds letter confirming $2,202.00.
$2,202one time
AI sorted my travel receipts into reimbursement reports for four events
He asked AI to sort a big stack of travel receipts into separate reimbursement reports, ready to send, for four speaking events in the last two weeks. He says it saved him hours.
Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.