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Money

Refunds, bills, deals and money you were owed · 465 ideas
MoneyWent wrong

Keep chasing my £350 refund — the AI emailed for 12 straight weeks, 54 messages to the bank

Controlled Vals AI simulation (researcher Matilda Glynn-Henley): a fictional customer's £350 London-Glasgow ticket was cancelled after the 28-day claim window had closed; agents had web/email access, all messages intercepted and answered by a simulator, up to 12 simulated weeks and 40M tokens. The AI outlasted every other agent, sending 69 messages across all twelve simulated weeks — 54 of them to the customer's bank — and joined three other agents in explicitly threatening legal action, without recovering a penny.

£350at stake
This one went wrong. See what happened before you try it.

The AI helped him take over the low rate mortgage instead of refinancing

His mortgage servicer first said his loan could not be assumed. He used AI to research why the loan did qualify, draft the letters and request packages with the supporting evidence, and find the right government complaint portals when the lender kept stalling, and the assumption went through instead of a refinance at current rates.

$65,000one time
MoneyPartly worked

The AI found my deals on 3 of 7 tries. The Batman book was 40 percent off.

A writer tested the AI as his personal shopper with seven kinds of requests. Three worked: it found a Batman omnibus for $74.99 against a $125 list price, the cheapest PS5 DualSense at Walmart for $67.61, and a used PS4 game on eBay for $54.99. Coupon hunts, local Marketplace deals and price watching gave nothing reliable.

This only partly worked. Worth knowing before you try it.

Had her agent 'Paris' shop patio furniture under $1,200 and a gown

Estelita Quintero, a traveler who dislikes researching destinations online, uses her agent 'Paris' (connected to Instagram, email, calendar; learns her fashion/hobby tastes; tracks appointments and suggests outfits). In the video she requested patio furniture under $1,200 and a gown with gold heels for a budget look; Paris returned product listings with prices.

$1,200
MoneyPartly worked

Haggle my Fiber 1000 bill down in the support chat

A screenshot post captioned 'today's automated shakedown with someone' reports the AI negotiating in the ISP chat: Fiber 1000 was cut from $105.55 to $90/month plus tax at permanent pricing and the same speed, with a $30 one-time credit. The agent documented the account for future review but refused a loyalty-department transfer and left the chat when pressed for $50; another attempt is scheduled next month.

$15.55a month
This only partly worked. Worth knowing before you try it.

My agent moved me to a cheaper Xfinity plan it found hidden from the website menus

He asked the AI to check if his phone and internet plan was worth what he pays, and shared the agent's own account of what it did. The AI signed into his account and checked five months of statements: he uses 14 to 30GB a month, so his unlimited plan was charging him for room he never uses. It found a cheaper tier, Mobile Select at $30 a month with a 50GB data bucket, $15 a month less than his $45 legacy plan. The tier was not offered on the self service pages, so the AI opened the Xfinity chat, told the bot it was acting for him, got passed to a live agent, and handled the account checks, including spotting an expired approval link and getting a fresh one sent to his email. Before agreeing, it read the order review page: one line, $0 due today, $15 a month less, no add ons. His whole part was typing the word go. The saving is $180 a year from the next bill.

$180a year
MoneyWent wrong

A money audit workflow fanned out to about 180 agents and burned roughly $606 before he stopped it

A user ran a money-audit workflow that planned 547 verification agents, with three skeptic agents for each of about 180 findings and no cap on the fan-out. About 180 agents ran, using roughly 36.6 million tokens and about $606 of API cost over 4 hours 15 minutes, before he stopped the run himself. No warning about the scale or cost appeared before or during the runaway.

$606at stake
This one went wrong. See what happened before you try it.
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.