The AI helped him take over the low rate mortgage instead of refinancing
His mortgage servicer first said his loan could not be assumed. He used AI to research why the loan did qualify, draft the letters and request packages with the supporting evidence, and find the right government complaint portals when the lender kept stalling, and the assumption went through instead of a refinance at current rates.
How it works
- The AI researches why the loan qualifies for assumption, with citations
- The AI drafts the letters and request packages with supporting evidence
- He sends them
- When the lender stalls, the AI points him to the proper government complaint portals
- The assumption completes instead of a refinance
Why it’s worth knowing
The agent built the evidence case that got a flat no from the servicer turned into a completed assumption.
Where it’s from
Summarized from a public post on news.ycombinator.com. See the original ↗