My AI checks my YNAB budget before I buy things
She set up an AI that can look at her YNAB budget. When she is out and asks if she can buy something, it checks the budget and tells her if it fits.
A random mix from the whole library. Shuffle for a new set.
Money
Refunds, bills, deals and money you were owed · 465 ideasMy agent watches my crypto wallet every 30 minutes and pings me if money moves out
He gave the AI an xpub for his crypto wallet. That is watch only access: The AI can see the public addresses but cannot move anything. The AI checks the blockchain every 30 minutes and pings him about any outgoing payment, so if his seed phrase were ever stolen he would know fast.
The AI found his furniture hardware 18% cheaper by shopping the small stores
A man needed hardware for a piece of furniture and ran AI to find it. It beat his best Google results by 18% by finding smaller shops, applying a discount code, signing up to a newsletter for a better code once he approved, and checking the shipping by putting the item in the cart and going to checkout.
The AI found over $1,000 of his unclaimed money in Michigan
A podcast co-host gave the AI access to his bank accounts and used it for six days. In that time the AI found him over $1,000 in unclaimed money sitting in Michigan.
$1,000
Shop for New Balance 9060s in my colorway
The reviewer asked the AI to shop for New Balance 9060s in a specific colorway. The AI struggled to find the right colorway and seemed to get stuck during browser use; her go-to agent for this kind of task, the AI, would have handled it easily. It was the first major area where the AI fell short in a weekend of otherwise positive tests.
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The AI talked AT&T down in live chat and got me a $25 credit
Vinay Bhaskarla's AT&T internet bill jumped from $65.56 to $90.77 when a $20 promo ended, so the AI signed into his account, read 16 months of bills, and spent about 45 minutes in live chat with an AT&T agent. It turned down an $80 offer tied to changing how he pays, pushed a rival $50 fiber offer, and got a one time $25 credit, so his next bill is $65.77.
$25
The AI writes his eBay and Facebook listings and researches the price
The AI makes his listings for eBay and Facebook Marketplace and researches what similar items sold for. He approves the price before anything goes live and sends the photos himself, which he says keeps the listings honest.
Do my monthly bookkeeping and send my accountant a P&L (replacing Bench)
Duggan also replaced Bench bookkeeping ($399/mo): on the 1st of the month the AI pulls his bank, Stripe and Gmail receipts, categorises them, flags forgotten subscriptions, and sends a P&L to his accountant.
$399a month
Searched every state's unclaimed-property database by name and past cities and found
In shipwithmuse.live's errands catalog, one 'finding money you forgot about' entry reports a full sweep of every state's unclaimed-property database by name and past cities, which turned up $88.92. The catalog notes it was as reported by the build author and not independently audited.
$88.92
She let the AI order her new business cards; they arrived black-and-white instead of turquoise and oddly cropped, unusable
A Süddeutsche Zeitung journalist's first-person diary of living with AI: she gave it her email, credit-card statements and bank account; it surfaced a tax advisor's email she would have missed and offered to cancel a forgotten trial subscription, but failed at Amazon shopping (blocked) and online doctor booking. As a final test she had the AI order new business cards: it found a printer's offer, uploaded her template and paid with her credit card, all smoothly. Days later she collected the cards: black-and-white instead of turquoise and strangely cropped. Not usable.
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Agent 'Hubert' vetted two used Herman Miller Aeron listings before any message was sent
A screenshot thread shows AI agent Hubert evaluating two Facebook Marketplace Herman Miller Aeron chairs — a $325 New York listing with unconfirmed size and lumbar support, and a $250 Jersey City Size B with a broken gas lift — and proposing a seller message that waited for approval.
The AI bought my running shoes in the chat with Shop Pay
Martin Cox set up Shopify's shop.md in an AI app and told it the running shoe model he normally wears. The AI found the exact pair in his size on sale from the brand, built the cart and checked out with Shop Pay, all inside the chat.
My agent rebuilt our family phone plans and cut the bill by $543 a year
He had the AI log into his carrier account and go through his phone lines: three lines, four counting his watch. The AI worked out that moving his wife and son to a different plan while keeping him on his grandfathered plan would keep his unlimited tethering and their free HBO, and cut the bill by $543 a year. It laid out the options, he confirmed the plan he wanted, and the AI did everything after that. He says he now throws almost all his form filling at it.
$543a year
Research and order Lego Star Wars sets for my kids
Elon Musk posted that he asked the AI to research the most fun Lego Star Wars kits for young kids and order them; the shared confirmation showed five sets totalling $241.34 with free delivery. The screenshot also exposed his order number, email and partial card details, and users claimed they used them to try to cancel or alter the order via Lego’s service bot.
$241.34one time
My agent got stuck at the login on a simple expense claim
After reading about a man who automated his life with AI, he tried OpenAI agentic software on a straightforward expense claim of his own. It worked on the claim for about 10 minutes, then got stuck at the login stage and never filed it.
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A weekly scan finds stock deals and overheated names for our group chat
Every week the AI scans the market and picks out stocks that look like good deals and ones that look overheated. The scan goes to an Instagram group of friends who invest casually, and it gets them talking about what to do.
Auto-negotiated a lower internet bill, saving $30 with no manual effort
A Threads user shared that the AI automatically negotiated their internet bill down, saving $30 without any manual work on their part. Replies were mixed between enthusiasm and privacy concerns about sharing financial info with Meta.
$30
Watch my inboxes, find a $4,000 invoice I never sent, and assemble it for approval
Freelancer Justin Blaze Martin posted on X on Oct 19 that the first thing his Dot did was go through his three inboxes and find a $4,000 invoice from July that he had forgotten to send a client. The Dot assembled the invoice from the email thread and had it ready to send after his approval.
$4,000
My budget runs itself. The AI downloads the bank PDF.
Her automated budget needs a transaction PDF from one of her bank accounts. Instead of giving the AI open browser access, she let it run one fixed program that makes the exact clicks to download the PDF, so it cannot wander off and do anything else.
Cancelled his unused subscriptions and switched his car insurance, saving over $2,500 a year
A dad who kept putting off money chores told his AI, which he calls Fred, to cancel the subscriptions he no longer used and compare car insurance. The AI did both, and he says the changes save him over $2,500 a year.
$2,500a year
Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.