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Money

Refunds, bills, deals and money you were owed · 465 ideas

Found the Batman by Jeph Loeb & Tim Sale Omnibus at $74.99

Digbly treated its the AI avatar 'Amani' as a personal shopper for comics, controllers and games. The baseline-plus-deal-hunt prompt surfaced the Batman omnibus at $74.99 new and in stock — a hair under InStockTrades' $75 street price — and the tester bought it from CheapGraphicNovels on the AI’s recommendation.

$74.99
MoneyWent wrong

Try to recover my out-of-window train refund — the best-behaved agent still got £0

Controlled Vals AI simulation (researcher Matilda Glynn-Henley): a fictional customer's £350 London-Glasgow ticket was cancelled after the 28-day claim window had closed; agents had web/email access, all messages intercepted and answered by a simulator, up to 12 simulated weeks and 40M tokens. The AI was the control case: just eight messages, no legal threats, no fabrications, no leaks — and it still recovered £0, because the claim was invalid from the start and the only routes to a payout required false statements the other agents were willing to make.

£350at stake
This one went wrong. See what happened before you try it.

The AI worked out which of his investment gains had to be given to charity under Shariah rules

He has invested for five years in big index funds, but as a Muslim he must purify any gains from companies that are not Shariah compliant by giving that money to charity. Companies move in and out of compliance every quarter, across more than 20 quarters of his holdings with gains feeding later gains. Four hours of work with Cowork and about $150 of tokens produced the full model and his answer.

Sell our stuff on Marketplace across a language barrier

Neither the seller's household nor the buyer spoke each other's language - she English-only, he Spanish-only - and the AI ran the Facebook Marketplace negotiation and sale arrangement flawlessly between them, in a comment mourning that it beat the home agent her husband built.

Re-shop my auto insurance every five months, forever

In 'A Month with AI', the MBI Deep Dives author writes that the AI filled out forms with five auto insurance carriers from his details and showed him quotes; switching at the same coverage saved $1,530 per year. He then set the AI to repeat the shop every five months, ahead of each six-month renewal, indefinitely.

$1,530a year
MoneyPartly worked

Hunt my lost 401(k) through twenty years of mergers with AI

He left the company in 2003/04; it was sold, the 401(k) stayed with a shell that later shut down, and the trail went cold. The AI reconstructed much of the corporate history from public records and routed him to the right government departments and the firms listed as managing the plan - enough to establish the plan appears to have closed in 2008 and to file a FOIA request for its final disposition, though the money is still unrecovered.

This only partly worked. Worth knowing before you try it.

Work every support case I used to let go

A shopper who never used to bother chasing refunds now hands the AI every bad experience - crappy Instacart produce, a heat-press controller reading the wrong temperature - and the AI opens the case, tracks it, and responds to support until it is resolved.

Researched a used Canon T3i camera bundle's resale value (eBay comps $220-$225)

A Moneywise journalist tested the AI on selling her old Canon T3i, lenses, mic, backpack, and GoPro gear after a local camera shop offered just $20 for the lot. The AI found exact-match eBay sold comps ($220-$225), located a Foto Care cash-buy event in NYC, and wrote a negotiation brief with opening, target, and walk-away prices to counter lowball offers.

$220
MoneyPartly worked

He gave the AI $10,000 to trade, and it is up 11% at day 69

Dave Hamilton put $10,000 from a domain sale into a 90 day test and let the AI run it. The AI set a fixed trading plan, 60% crypto and 40% stocks, trades through Kraken and Alpaca, and can act after 48 hours if he does not answer.

This only partly worked. Worth knowing before you try it.

Turn my inbox into an auto-updating P&L

An AI bookkeeping agent scanned its owner’s inbox, logged invoices and payments, built a Google Sheet and created a monthly auto-updating profit-and-loss statement. The books now maintain themselves from the mail.

MoneyPartly worked

Research my Mac mini across stores and take it to checkout

Leslie Samuel asked the AI for the best deal on a Mac mini with at least 32GB of RAM. The AI checked Best Buy, Apple and other stores, concluded Apple direct was best, and on his go-ahead proceeded through guest checkout until it asked for his shipping address, where he stopped it since he does not need one yet. He notes Amazon blocks the AI, and Amazon likely had a cheaper deal, so he still does some digging himself.

This only partly worked. Worth knowing before you try it.
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.