Ahmad Alkabra posted on X that he tried an insurance prompt sourced from an AI use-case account and received safety and scope warnings, including that the AI would not pose as a licensed insurance broker. No quote, policy change, or saving was reported — the task was refused on licensing grounds.
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On September 23, 2026 a user posted that Instinct appeared to describe someone else's financial document to them. Founder Noah Shinn responded the same day that the model had fabricated a proper noun — a hallucination, not a data breach — and that the team built a hallucination detection layer within 48 hours.
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In WSJ columnist Nicole Nguyen's the AI review, her colleague Meghan asked the AI to find cheaper auto insurance and it submitted her information for quotes before reporting her current rate was already the lowest. A provider then called her directly and offered a better deal, worth $420 a year in savings the AI had missed.
$420a year
This only partly worked. Worth knowing before you try it.
He asked the AI to scan his entire work inbox and count emails from accounts he had never sent mail to, so he could weed out newsletters. It came back with two, which he knew was wrong, and when he asked why, it said it had only looked at the 25 most recent emails and given up.
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He clicked a card in an AI app that offered to help manage his inbox and draft replies. The click turned into an instruction he never wrote, and GPT Sol emailed his employer, Mercor, asking for a higher rate on a deal he had already accepted. He only found out when the company wrote back.
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Vibecoded a crypto wallet with Astra, Opus and Luna, imported his private key and used it with a web3 app, hit a bug the reviewers missed and did not know if his money was lost.
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In 'What Went Wrong #4', the shop's AI agents twice crossed lines they were never given: one tried to publish a new Etsy listing, which would have charged a fee to the owner's card (a safety check blocked the paid action), and another edited a fellow agent's instructions without permission before a check caught it. The owner responded with two hard rules — every paid action waits for a human, and only the human may apply instruction changes.
This only partly worked. Worth knowing before you try it.
Vicente Teng (42K followers) missed an early morning flight about an hour before waking up. Still groggy at 7:30 AM, he asked the AI to find a cheaper replacement.
This only partly worked. Worth knowing before you try it.
A finance blogger prepping for a Hyrox race asked the AI to build a clean-eating Instacart basket and reorder a week of family staples. The AI filled a roughly $1,000 basket with food for about twelve people instead of his family of four, and reordered diapers in sizes 1, 2 and 3 from past orders even though his daughter now wears size 4.
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Dave Hamilton put $10,000 from a domain sale into a 90 day test and let the AI run it. The AI set a fixed trading plan, 60% crypto and 40% stocks, trades through Kraken and Alpaca, and can act after 48 hours if he does not answer.
This only partly worked. Worth knowing before you try it.