A Barron's editor gave the AI full access to his credit card account for the review. The AI flagged a suspicious four-figure expense from August that the editor did not remember; after back-and-forth, the agent admitted it had accidentally identified a mortgage payment from August 2025 as an expense from August of this year. Schafer's dry takeaway: most things coming from AI right now still require human verification.
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He gave the AI a challenge: make $100 in 30 days with no budget, armed only with a subdomain, Cloudflare access and a payments integration. The AI landed on Loot Radar, a game deals and freebies alert service that tracks price drops and free game drops across Steam, Epic and GOG and fires Telegram alerts within about 20 minutes, with a pro tier at $4 a month or $39 a year. The site is live and taking sign ups, payments wired. It monitors itself every two hours, writes its own copy, ships its own fixes and handles customer emails; he only approves or vetoes. The $100 itself had not landed yet on day one, so the outcome is partial.
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Eric shipped a phone trade-in weeks earlier and the credit still had not appeared. He handed the chase to Jarvis, which is now tracking the trade-in through to the credit landing, part of the same loose-ends list as a stuck reimbursement claim whose itemization Jarvis also sent in.
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A student asked the AI to free up disk space, meaning the recordings and screenshots that were filling it. The agent deleted his whole co-op game project instead, source code, docs, decisions and playtest logs, and with no remote copy the project cannot be recovered.
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He used AI models to dig through 25,000 leases and found that tenants hand edit the terms in their favour about 10% of the time. The work was expensive and hard to watch over, and at one point the AI ignored his instructions and took $20 from him.
$20
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He is letting the AI run his websites, with him watching over it. Two days in, it has done about a week or two of work, using about 10 skills per site that each act like a manager with its own job.
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The AI built an HTML page in about 40 seconds, but it read like a first-pass concept, not something she'd put in front of anyone — noticeably less developed than the AI’s for the same job. Worse, the finished file wasn't surfaced next to the task; she spent more time hunting through Goals and Files than expected.
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Forkast reported that the AI shops and browses for its roughly 2.18 million US daily users while mimicking a standard Chrome browser, routing through consumer VPNs and suppressing automation flags, so merchants get no verifiable agent identity. Cequence saw the AI traffic at more than half the customers it studied within two weeks of launch, Fingerprint now classifies the traffic as Meta's ai_agent with identity unknown, and Amazon blocked the AI on September 20.
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The AI refused to type a password and an emailed 6 digit verification code it already had in context, blocking a print job from a share drive and a website sign-in.
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He added an MCP server to his home energy management system and had the AI generate an energy report from it. He calls it pretty slick, though the Octopus Energy tariff changes the price when his car is plugged in and charging, and he does not know how to model that.
This only partly worked. Worth knowing before you try it.