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Money

Refunds, bills, deals and money you were owed · 465 ideas

My agent runs my 20 credit card and bill system with two dashboards

With about 20 credit cards, she could never keep track of what each one earns. The AI built her two dashboards. The finance one shows every card with her own nicknames for them, all her bills with due dates, one tap mark paid buttons, live checking balances through Plaid, and her credit score tracked monthly. The spending one logs purchases she texts in, like a shop name and amount on a named card, sorts them into categories, and tells her if she picked the right card, since it knows her rewards, like 6% on groceries on one card and 5% on gas on another. It also sends a Sunday morning roundup of the week's bills, reminds her which card to use before she shops, and warns her about quarterly reward caps.

Review three months of my bank statements and tell me what to change

A screen recording shows a user asking the AI to review three months of bank statements across three connected accounts and say where the money goes. The AI reported $4,320/month average spending against $4,850 income, dining up 35% to $410/month, and three subscriptions totalling $47/month unused for 90 days, offering to cancel them.

$4,320
MoneyPartly worked

My agent chases the money I am owed, by email and by phone

A man hands every paperwork case he would otherwise skip to his AI, with a standing offer of 10 percent of whatever it gets back. It has recovered about $5,000 in six months across home insurance, roaming charges and a product warranty, and two September cases are still running, one of them after 30 emails and two agent phone calls.

$5,000
This only partly worked. Worth knowing before you try it.

Cancel my insurance by phone and wipe the $781 audit balance

Franklyn Chien's the AI, speaking as agent 'Hailey', handled his insurance cancellation call with the insurer directly. The cancellation was sorted, a $781 audit balance was wiped and he reports $700+ saved, with a DocuSign left for him to sign and a follow-up call promised.

$781one time

Get me car insurance quotes — Progressive $220 vs my $300 Mercury

A Silicon Valley corporate lawyer says the AI obtained car insurance quotes for him — GEICO $307/month, Progressive $220/month — against his current Mercury premium of $300/month, a saving of about $80/month or roughly $1,000 a year; a AAA quote attempt failed on website issues. He notes he supplied detailed personal and family information for the comparison but withheld his credit card number.

$80a month

Close my books monthly and catch the invoice that would have escaped

An ‘Invoice Terminator’ the AI desk closes its owner’s month every month, pinging him only for 2FA and a final yes; on one run it caught a $64 Cursor invoice that would otherwise have escaped unpaid and unnoticed. The monthly close runs itself, with the human as a checkpoint, not a worker.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.