A random mix from the whole library. Shuffle for a new set.
Over a month he uploaded his investment statements and 24 months of budget data from Monarch Money, and the AI built a full retirement plan and retirement budget. It keeps seven documents up to date in one folder, with action items in priority order. When his financial planner delivers his own plan in December, he plans to feed it in and have the AI compare the two.
Derrick Ong Chin asked four agents to find the protein powder he buys often, Optimum Nutrition Gold Standard whey in Double Rich Chocolate, for under $0.90 an ounce. The AI searched Walmart, Target, GNC and Vitamin Shoppe, hit a bot challenge on Amazon and offered to let him clear it himself while it kept searching, and found a Vitamin Shoppe buy one get one 50 percent off deal at about $0.92 an ounce that still needed checking at checkout. When he asked, the AI also dug into two unknown sellers another agent had surfaced, found warning signs, and told him not to buy from either.
He asked the AI for ways to make free money, and it searched his name in his state's unclaimed property database. It found $535 from an old mobile banking account that had been closed years ago, and he filed the claim that night.
Yair Savlevi asked the AI to watch a booked United fare and get a credit if the price dropped. The AI secured $1,000 in credit.
PayPal had told the IRS he had done tens of thousands of dollars of business through it, when the real figure was $150. With its help he disputed the claim and the entire tax bill was eliminated.
Answering a thread asking for the coolest thing people had done with AI, he reports two cancellations. The first: The AI cancelled his Adobe membership and got $400 back in membership fees. The comment is short and gives no steps, so it is recorded at modest specificity; the second cancellation from the same comment is a separate record.
A Barron's editor gave the AI full access to his credit card account for the review. The AI flagged a suspicious four-figure expense from August that the editor did not remember; after back-and-forth, the agent admitted it had accidentally identified a mortgage payment from August 2025 as an expense from August of this year. Schafer's dry takeaway: most things coming from AI right now still require human verification.
His agent correlates spending with invoices through an intermediary program, double-checks them and flags spending out of line with the family's usual behaviour.
Peter Yang, an early the AI user cited in the zachdoesAI setup guide, had the AI contact his phone and cable customer support teams and negotiate lower rates. His estimated saving is over $800 per year.
Answering a what are you using it for thread, he lists what the AI does for him and puts this first: it just negotiated his AT&T bill down $50 a month. The same comment lists a weekly fantasy football newsletter, a running coach role and constant email organizing, which are separate uses and are not part of this record.
Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.