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Money

Refunds, bills, deals and money you were owed · 465 ideas

Cancel my insurance by phone and wipe the $781 audit balance

Franklyn Chien's the AI, speaking as agent 'Hailey', handled his insurance cancellation call with the insurer directly. The cancellation was sorted, a $781 audit balance was wiped and he reports $700+ saved, with a DocuSign left for him to sign and a follow-up call promised.

$781one time
MoneyPartly worked

My agent chases the money I am owed, by email and by phone

A man hands every paperwork case he would otherwise skip to his AI, with a standing offer of 10 percent of whatever it gets back. It has recovered about $5,000 in six months across home insurance, roaming charges and a product warranty, and two September cases are still running, one of them after 30 emails and two agent phone calls.

$5,000
This only partly worked. Worth knowing before you try it.

Called AT&T and replaced an $85/month 500 Mbps plan with a $40/month

In FUNDA's analysis of 654 the AI use cases, one money case is a user who had the AI call AT&T and replace an $85/month 500 Mbps plan with a $40/month 1 Gbps plan — a $45/month saving ($540/year) with a speed upgrade. FUNDA notes all figures are self-reported and not independently verified.

$85

Researched a used Canon T3i camera bundle's resale value (eBay comps $220-$225)

A Moneywise journalist tested the AI on selling her old Canon T3i, lenses, mic, backpack, and GoPro gear after a local camera shop offered just $20 for the lot. The AI found exact-match eBay sold comps ($220-$225), located a Foto Care cash-buy event in NYC, and wrote a negotiation brief with opening, target, and walk-away prices to counter lowball offers.

$220
MoneyWent wrong

Mistake my year-old mortgage payment for a suspicious new charge

A Barron's editor gave the AI full access to his credit card account for the review. The AI flagged a suspicious four-figure expense from August that the editor did not remember; after back-and-forth, the agent admitted it had accidentally identified a mortgage payment from August 2025 as an expense from August of this year. Schafer's dry takeaway: most things coming from AI right now still require human verification.

This one went wrong. See what happened before you try it.

Found pictured golf gift ideas (rangefinders, golf bags) within a $250 budget

Shana asked her AI 'Marigold' for gift ideas for her dad, who likes golf, capped at $250. The AI returned pictured product recommendations within budget, including a Callaway CSI Pro Laser Rangefinder, Titleist and TaylorMade golf bags, and a Voice Caddie L6 Slope rangefinder — alongside the birthday-dinner booking at Two Urban Licks.

$250
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.