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Money

Refunds, bills, deals and money you were owed · 465 ideas

My agent got me $35 back on a Mac mini by picking the right card

He was about to pay about $700 for a Mac mini at Micro Center on his usual card, which gives 1.5% back. The AI reminded him that his US Bank card was paying 5% back at electronics stores that quarter, so he got $35 back instead of $10.50. The AI also logs into his card portal and turns on all the store offers for him, and pings him before good offers expire.

$35

My agent rebuilt our family phone plans and cut the bill by $543 a year

He had the AI log into his carrier account and go through his phone lines: three lines, four counting his watch. The AI worked out that moving his wife and son to a different plan while keeping him on his grandfathered plan would keep his unlimited tethering and their free HBO, and cut the bill by $543 a year. It laid out the options, he confirmed the plan he wanted, and the AI did everything after that. He says he now throws almost all his form filling at it.

$543a year

My agent negotiated my AT&T bill down $50 a month

Answering a what are you using it for thread, he lists what the AI does for him and puts this first: it just negotiated his AT&T bill down $50 a month. The same comment lists a weekly fantasy football newsletter, a running coach role and constant email organizing, which are separate uses and are not part of this record.

$50a month
MoneyPartly worked

It built me a price monitor for old TVs that runs from now until Black Friday

Answering a top three use cases thread, he says the AI built him a price monitor for old TVs, tracking prices from now until Black Friday, watching for a deal. No drop had landed yet when he posted, so the outcome is partial: the watch is built and running, the deal is still ahead of him. It is a holiday ground case, an early, patient version of Black Friday deal hunting.

This only partly worked. Worth knowing before you try it.

Analyse my credit card statements and cut $675 a year

Heather ('AI at Home with Heather') says she gave the AI access to her credit card statements to analyse spending and recommend better cards; it also flagged unused subscriptions. She cancelled a discount flight-alert service she no longer uses and downgraded Spotify Premium, for claimed savings of $675 a year found in about an hour — a figure she admits may be slightly exaggerated.

$675a year
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.