A Facebook group author reports using AI to renegotiate internet pricing across four accounts: The AI researched competitor offers and contacted providers via web chat, cutting AT&T home internet from $94.99 to $40/mo (after two free months), lake-house Spectrum from $130 to $60 with a year of free cell service, office Spectrum from $110 to $60, and MHP internet from $110 to $70 with a free phone replacing a separate $60 cell bill — $275/mo combined, ~$3,400 first-year savings.
Creator someone ordered three items from clothing brand Plus44 while in Turkey in December 2024; the package could not clear customs for a tourist without a Turkish ID and was returned. After the promised refund never came and the 120-day chargeback window expired in April 2025, later emails went unanswered. He asked the AI for help: The AI identified the UK company (Plus 44 World Limited), cited Section 29 of the Consumer Rights Act 2015 and sent a strongly worded letter demanding the refund within 14 days or court action. Within two hours Plus44 issued the $478.39 refund. (Caption carries his AI referral code.)
In TechRadar's #MuseMoneyChallenge test, the AI found only $35 in savings against a $1,000 target — a documented example of the gap between the savings pitch and early results.
$35one time
This only partly worked. Worth knowing before you try it.
DaVe McComb's screenshot shows his AI 'Archer' reporting a loyalty-chat win: Verizon offered 25% off plan charges — about $33.75/month for 12 months, no plan change or contract — which, with a hotspot already cut, drops his bill from $194.74 to about $161/month, roughly $405 a year. Archer asked whether to accept; he replied 'Yes, take the discount', and Archer confirmed it had told Verizon to apply it and would verify.
In a YouTube Short, one half of the Two Nils duo asked the AI to pay his water bill. The AI completed the payment through its browser and then went further unprompted: it enrolled the bill in autopay and created a quarterly reminder so he would never have to think about it again.
Shriya Nevatia had the AI build a personal fashion app from her measurements, photos, favourite stores and budget ranges. The app picks a hero item, builds outfits around it, and keeps a saved list.
A screen recording shows a user asking the AI to review three months of bank statements across three connected accounts and say where the money goes. The AI reported $4,320/month average spending against $4,850 income, dining up 35% to $410/month, and three subscriptions totalling $47/month unused for 90 days, offering to cancel them.
The author set the AI on finding the cheapest Broncos Sunday Night Football tickets with seat parameters; it scoured Ticketmaster and resale sites, then kept monitoring pricing every four hours for days. Once the desired tickets appeared, the author completed the purchase himself.
Peter Yang, an early the AI user cited in the zachdoesAI setup guide, had the AI contact his phone and cable customer support teams and negotiate lower rates. His estimated saving is over $800 per year.
A creator rebuilt the expense spreadsheet he once made by hand in 2021. One AI agent loads his bank movements into a Google sheet without duplicates and builds a summary with charts, and a second agent checks the first one's numbers.