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Money

Refunds, bills, deals and money you were owed · 465 ideas

The AI worked out which of his investment gains had to be given to charity under Shariah rules

He has invested for five years in big index funds, but as a Muslim he must purify any gains from companies that are not Shariah compliant by giving that money to charity. Companies move in and out of compliance every quarter, across more than 20 quarters of his holdings with gains feeding later gains. Four hours of work with Cowork and about $150 of tokens produced the full model and his answer.

I am a scientist with no coding background. I built the portfolio tracker I wanted.

A materials scientist with a PhD and almost no coding background built and shipped a live stock portfolio tracker over about three months and 277 commits, pasting code blocks the AI gave him into a terminal and pasting the results back. The tracker is not about returns: it makes him write down why he bought a stock and what would prove him wrong, then pressure tests his reasoning and scores how well his past calls held up.

Scan my finances and switch my Hulu plan to fit my family's usage

Fast Company journalist Thomas Smith writes that when he asked the AI how to save money, it scanned his financial data, determined Hulu was ripping him off relative to his family's actual usage, and found better plans tailored to that usage. He reports the switch saved him $80 per month.

$80a month
MoneyWent wrong

Find it on Amazon — and label four non-Amazon results as Amazon listings

Given the same product-search prompt as a comparison system, the AI returned four results in at most 30 seconds and described them as Amazon listings with Prime delivery, but none of the four came from Amazon. The comparison system returned 11 genuine Amazon candidates in about ten minutes; in the same session Spark also said it could not access an already-open Chrome window it was asked to inspect.

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My noon job scan checks every link is live before it sends me the list

His scheduled the AI scan runs at noon daily over about 15 job sites plus any others it finds, matching UK product owner and knowledge management roles at £45,000 to £65,000 against his uploaded CVs. It drops anything posted more than 48 hours ago, anything hybrid sold as remote, and anything it has sent before, and it checks each link is still live, ideally on the company's own site.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.