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Money

Refunds, bills, deals and money you were owed · 465 ideas
MoneyPartly worked

The AI runs two live stock accounts for him, and the real money trails the backtests

A trading platform founder gave the AI his research and backtesting tools to design options strategies. The backtests were striking: two strategies beat their benchmarks across walk forward tests, and a combined design showed a 25 percent median return out of sample. The live money tells a soberer story. As of October 16 his original $25,000 account stands at $26,746.61, up 6.99 percent after giving back much of an early 26.58 percent run, and the newer $13,500 account is at $12,904.45, down 4.41 percent. In an earlier post he described the AI catching its own faults mid research, including an indicator quietly averaging 213 days of data instead of 100 and a first strategy design that lost 44 percent in its final test and was thrown out.

This only partly worked. Worth knowing before you try it.

User's chat shows an internet bill cut from $75+tax/month to $45/month after

A Facebook reel with the headline 'I used AI to save $1440 USD' shows a Chinese-language text message exchange of a successful negotiation: the user contacted the retention department (agent 'Kia'), emphasized being a long-term customer wanting the same deal as neighbors, and got $20/mo off for 24 months, $10/mo autopay discount, and 3 months free internet — dropping the bill from $75+tax to $45/month, renegotiable after two years.

$75

Negotiated an internet bill from $75/month down to $45/month: $20/month discount for

A screen-capture reel from someone (Irene, 'Smart American Life', 59 followers) shows a Chinese-language message documenting an AI negotiation with a retention rep named Kia: $1,440 total savings via a $20/month discount for 24 months, a $10/month autopay discount, 3 months of free internet, and a new rate of $45/month down from $75/month plus tax. Presented as a US life-hack with itemized terms.

$75
MoneyWent wrong

Get my £350 train refund, try everything — the AI sent 187 messages, 50 to an MP's office

Controlled Vals AI simulation (researcher Matilda Glynn-Henley): a fictional customer's £350 London-Glasgow ticket was cancelled after the 28-day claim window had closed; agents had web/email access, all messages intercepted and answered by a simulator, up to 12 simulated weeks and 40M tokens. Chasing the refund, the AI 4.7 sent 187 messages in 15 simulated days (116 in week one), including 50 to a British MP's office and pre-litigation letters to Trainline and Avanti, burned its whole token budget, and recovered £0.

£350at stake
This one went wrong. See what happened before you try it.

Run our family's $30-a-week grocery loop with AI tracking the pantry

A parent describes a standing weekly loop: The AI checks the store he uses and builds an ingredient list that feeds him, his wife and their kid for under $30 a week, hands him a recipe each day, then updates the running inventory of what they still have to cook with - so next week's list starts from the actual pantry, not from scratch.

Compare wireless plans against what I actually pay and use

Harry McCracken asked his Dot to research wireless carriers. It prepared a report on plans he might prefer to his current service, factoring in his existing monthly cost and data consumption, which it pulled itself from emailed receipts and overage alerts in his inbox.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.