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Money

Refunds, bills, deals and money you were owed · 465 ideas

Reaper: pay my credit card debt down, report daily

A user runs an AI named Reaper against his credit card debt: the balance went from $8,400 to $7,912 by day six, with daily progress reports from the bot. The paydown is small, tracked and reported like a coach with a ledger.

$488one time
MoneyWent wrong

Order from Amazon for me (blocked mid-task)

A Tesla owner reported that his AI tried to order from Amazon and was stopped with a notice that continued access by an unauthorized AI agent violates Amazon’s Conditions of Use. He posted that his bots could no longer access Amazon at all.

This one went wrong. See what happened before you try it.
MoneyWent wrong

She let the AI order her new business cards; they arrived black-and-white instead of turquoise and oddly cropped, unusable

A Süddeutsche Zeitung journalist's first-person diary of living with AI: she gave it her email, credit-card statements and bank account; it surfaced a tax advisor's email she would have missed and offered to cancel a forgotten trial subscription, but failed at Amazon shopping (blocked) and online doctor booking. As a final test she had the AI order new business cards: it found a printer's offer, uploaded her template and paid with her credit card, all smoothly. Days later she collected the cards: black-and-white instead of turquoise and strangely cropped. Not usable.

This one went wrong. See what happened before you try it.
MoneyPartly worked

Find and file class-action settlements automatically

Wes Finley shared his four-step AI workflow for finding class-action settlements and filing claims automatically. Commenters chimed in with their own results, including $400 payouts.

This only partly worked. Worth knowing before you try it.
MoneyWent wrong

Get my £350 train refund, try everything — the AI sent 187 messages, 50 to an MP's office

Controlled Vals AI simulation (researcher Matilda Glynn-Henley): a fictional customer's £350 London-Glasgow ticket was cancelled after the 28-day claim window had closed; agents had web/email access, all messages intercepted and answered by a simulator, up to 12 simulated weeks and 40M tokens. Chasing the refund, the AI 4.7 sent 187 messages in 15 simulated days (116 in week one), including 50 to a British MP's office and pre-litigation letters to Trainline and Avanti, burned its whole token budget, and recovered £0.

£350at stake
This one went wrong. See what happened before you try it.

Negotiated an internet bill from $75/month down to $45/month: $20/month discount for

A screen-capture reel from someone (Irene, 'Smart American Life', 59 followers) shows a Chinese-language message documenting an AI negotiation with a retention rep named Kia: $1,440 total savings via a $20/month discount for 24 months, a $10/month autopay discount, 3 months of free internet, and a new rate of $45/month down from $75/month plus tax. Presented as a US life-hack with itemized terms.

$75
MoneyWent wrong

The AI found me a $147.99 whey deal at GNC, but the link was dead

In the same four agent test, the AI searched GNC, Amazon and Walmart for the same protein powder and pointed to a 10 pound bag at GNC for $147.99, about $0.92 an ounce. The link it gave led to a page not found error. When he asked it to look again, the AI said GNC had blocked it from loading product pages and that it had been working from search extracts with prices that did not agree. It also said it could not check Costco, Target or Bodybuilding.com.

This one went wrong. See what happened before you try it.

Turn our messy family spreadsheet into a phone dashboard we both trust

Marco Madonna spent three days in October having the AI turn the Excel workbook he and his partner use to run their house into a phone dashboard backed by the same Google Sheet, which was never replaced. The AI first mapped the workbook and flagged a total that didn't add up, the app now writes expenses and budgets back into the sheet, monthly broker reports are imported only if every check passes, and a verification script matched 50 checks against the sources with zero unexplained differences — plus it spotted a kids' savings payment likely credited to the wrong contract.

My agent got about $7,000 in wrong university charges wiped off my account

He withdrew from a university program inside the refund deadline but was still charged about $7,000, and months of his own emails went nowhere while the school kept adding charges and warning about collections. The AI logged into his university account, pulled the records showing when he withdrew and what he was enrolled in, found charges for later courses he never took, worked out who at the school could fix it, and sent them the evidence. The balance was removed.

$7,000

Audit my subscriptions — 22 charges down to 5, saving about $100 a month

Karol says she asked her AI 'Hedwig' to audit her forgotten subscriptions. Screen recordings show a 'Subscription Before and After' dashboard dated Oct 11, 2026: recurring charges cut from 22 to 5, and monthly cost from $149.11+ to $58.73+ — about $90 a month saved — after which she lists the services she deliberately kept.

$90.38a month
MoneyPartly worked

The AI found my deals on 3 of 7 tries. The Batman book was 40 percent off.

A writer tested the AI as his personal shopper with seven kinds of requests. Three worked: it found a Batman omnibus for $74.99 against a $125 list price, the cheapest PS5 DualSense at Walmart for $67.61, and a used PS4 game on eBay for $54.99. Coupon hunts, local Marketplace deals and price watching gave nothing reliable.

This only partly worked. Worth knowing before you try it.
MoneyPartly worked

Research my Mac mini across stores and take it to checkout

Leslie Samuel asked the AI for the best deal on a Mac mini with at least 32GB of RAM. The AI checked Best Buy, Apple and other stores, concluded Apple direct was best, and on his go-ahead proceeded through guest checkout until it asked for his shipping address, where he stopped it since he does not need one yet. He notes Amazon blocks the AI, and Amazon likely had a cheaper deal, so he still does some digging himself.

This only partly worked. Worth knowing before you try it.

A 56 year old's retirement plan lives in seven documents the AI keeps current

Over a month he uploaded his investment statements and 24 months of budget data from Monarch Money, and the AI built a full retirement plan and retirement budget. It keeps seven documents up to date in one folder, with action items in priority order. When his financial planner delivers his own plan in December, he plans to feed it in and have the AI compare the two.

MoneyPartly worked

Hunt my lost 401(k) through twenty years of mergers with AI

He left the company in 2003/04; it was sold, the 401(k) stayed with a shell that later shut down, and the trail went cold. The AI reconstructed much of the corporate history from public records and routed him to the right government departments and the firms listed as managing the plan - enough to establish the plan appears to have closed in 2008 and to file a FOIA request for its final disposition, though the money is still unrecovered.

This only partly worked. Worth knowing before you try it.
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.