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Money

Refunds, bills, deals and money you were owed · 465 ideas

Recover $836 of my unclaimed property in a background money sweep

One itemized line in Armand Ruiz's September 15 errands post credits the AI with recovering $836 of his unclaimed property during a background finance sweep. The sweep's $2,120.95 total is already recorded from press coverage; this record isolates the unclaimed-property component that coverage did not itemize.

$836one time
MoneyWent wrong

A reset with no backup wiped my whole portfolio to zero

Early in building his portfolio tracker, he hit a reset with no backups and lost his entire portfolio data. It was unrecoverable. Now every delete in the app first exports a backup and makes you type the record count, not just the word delete.

This one went wrong. See what happened before you try it.

My agent runs my 20 credit card and bill system with two dashboards

With about 20 credit cards, she could never keep track of what each one earns. The AI built her two dashboards. The finance one shows every card with her own nicknames for them, all her bills with due dates, one tap mark paid buttons, live checking balances through Plaid, and her credit score tracked monthly. The spending one logs purchases she texts in, like a shop name and amount on a named card, sorts them into categories, and tells her if she picked the right card, since it knows her rewards, like 6% on groceries on one card and 5% on gas on another. It also sends a Sunday morning roundup of the week's bills, reminds her which card to use before she shops, and warns her about quarterly reward caps.

Buy on Amazon inside my own logged-in account

The AI’s Comet browser shopped Amazon inside users' own signed-in Prime accounts — loading pages, comparing products, filling carts and completing purchases at the user's direction — until Amazon sued, arguing the access was the user's permission but not Amazon's authorization. A district court enjoined Comet in March 2026; on August 4, 2026 the Ninth Circuit vacated the injunction, holding the agent is a tool and the user is the one buying, while leaving terms-of-service claims live.

MoneyPartly worked

Find me cheaper car insurance — a human beat it by $420

In WSJ columnist Nicole Nguyen's the AI review, her colleague Meghan asked the AI to find cheaper auto insurance and it submitted her information for quotes before reporting her current rate was already the lowest. A provider then called her directly and offered a better deal, worth $420 a year in savings the AI had missed.

$420a year
This only partly worked. Worth knowing before you try it.

Find the illegal rent increases hidden in my lease and emails

After a $400 rent hike, a tenant fed the AI his full lease plus three years of landlord emails; overnight it matched open repair requests to a clause barring increases while repairs are open, totalled $6,200 overcharged across 18 billing cycles, and drafted a demand letter. He later used it to coordinate 14 other units, and the landlord’s lawyer reportedly confirmed the numbers, with $91,400 at stake building-wide.

$6,200one time

Sell our stuff on Marketplace across a language barrier

Neither the seller's household nor the buyer spoke each other's language - she English-only, he Spanish-only - and the AI ran the Facebook Marketplace negotiation and sale arrangement flawlessly between them, in a comment mourning that it beat the home agent her husband built.

My bot cut my AT&T bill by $45 a month

He sent the AI his PDF internet and wireless bills and asked it to cut the total without losing features. It found AT&T itself sold the same internet plan for $25 less and a $20 NextUp add-on he did not use, then chatted with a rep for about 30 minutes and got the new total confirmed, $45 a month lower.

$45a month

My bot logs my poker receipts from a photo into a sheet

He built BinkBook, his own app that turns photos of poker tournament receipts into a dashboard, and says the AI now does the job better. He snaps a photo and the bot saves it to Google Drive, pulls out the casino, date, game type and buy-in, and logs it in a Google Sheet.

Negotiated with a local artisan for a ceramic piece

New York Times journalist Eli Tan (who nicknamed his AI 'Wren') asked the AI to sort his emails, assemble his fantasy football team, and 'fiercely negotiate for a ceramic piece with a local artisan.' He called it 'the most useful app [he's] ever used.'

MoneyPartly worked

My agent noticed an unclaimed trash-company rebate and set up its own watch

Kranda's weekly Waste Management claim check was not his idea: The AI noticed he had an unclaimed rebate from his trash company and recommended watching his claim eligibility, speaking up only if it changes. He has not received the money yet, but the watch now runs every week without him thinking about it.

This only partly worked. Worth knowing before you try it.

Scan my finances and switch my Hulu plan to fit my family's usage

Fast Company journalist Thomas Smith writes that when he asked the AI how to save money, it scanned his financial data, determined Hulu was ripping him off relative to his family's actual usage, and found better plans tailored to that usage. He reports the switch saved him $80 per month.

$80a month
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.