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Money

Refunds, bills, deals and money you were owed · 465 ideas

Screen my Marketplace buyer calls on the agent's own number

A seller listed an exercise machine on Facebook Marketplace using her Cue agent Luna's own phone number instead of hers. Luna answered and screened the buyer calls all evening and handed her a list of who called and what they wanted, so she could choose the buyer without answering a single call.

Negotiated a monthly internet bill from $100 down to $85

Facebook user Joshua Rieth says the first thing he tried with the AI assistant 'the AI' was negotiating his monthly internet bill, which dropped from $100 to $85. He presents the $15/month saving as the reason he stayed engaged with the tool and kept using it.

$100
MoneyWent wrong

Mistake my year-old mortgage payment for a suspicious new charge

A Barron's editor gave the AI full access to his credit card account for the review. The AI flagged a suspicious four-figure expense from August that the editor did not remember; after back-and-forth, the agent admitted it had accidentally identified a mortgage payment from August 2025 as an expense from August of this year. Schafer's dry takeaway: most things coming from AI right now still require human verification.

This one went wrong. See what happened before you try it.

Negotiated a 40% discount ($198 off) on On.com plus two 20% codes

Marketer Eric Siu had the AI ('Doodoo') take over a frustrating On.com support thread after his Sept 13 running-shoe order was canceled with only a 20% consolation offer. Instructed to keep contacting support daily and invoke his large social following if needed, the AI secured a 40% discount code ($198 off) plus two separate 20% codes ($98 and $44 off), used on three separate orders since codes could not be stacked.

$198

Win back $950 of a deposit with a statute-citing letter

A renter fed the AI his lease, the deduction statement and move-out photos after a landlord withheld a $1,200 cleaning fee from a $2,500 deposit. The AI checked California law and wrote a dispute letter citing the statute, and he recovered $950.

$950

The AI runs his Facebook Marketplace sales inside rules he set

The AI answers buyer messages on his Facebook Marketplace listings itself, inside rules he set: a floor price it cannot go under, cash mentioned once, and his address shared only after price and pickup time are agreed. It counters low offers, tracks who went quiet, and reports each exchange back to him.

MoneyWent wrong

Order from Amazon for me (blocked mid-task)

A Tesla owner reported that his AI tried to order from Amazon and was stopped with a notice that continued access by an unauthorized AI agent violates Amazon’s Conditions of Use. He posted that his bots could no longer access Amazon at all.

This one went wrong. See what happened before you try it.

Cancel my insurance by phone and wipe the $781 audit balance

Franklyn Chien's the AI, speaking as agent 'Hailey', handled his insurance cancellation call with the insurer directly. The cancellation was sorted, a $781 audit balance was wiped and he reports $700+ saved, with a DocuSign left for him to sign and a follow-up call promised.

$781one time

My agent caught my car insurance renewal, shopped it, and saved me over $700 a year

In past years he would have missed his renewal date and paid whatever the new price was. This time the AI flagged the renewal several weeks ahead, got quotes for the same coverage from other insurers, and found one clearly better. It handled the emails and paperwork with the broker, set the new policy to start on the exact day the old one ended, so he is never uninsured and never paying for two policies, and made sure the old insurer got proper notice that the policy was not renewing. His whole part was reading one summary and saying yes. The saving was over $700 a year.

$700a year
MoneyPartly worked

Shop for me while presenting as an ordinary Chrome browser

Forkast reported that the AI shops and browses for its roughly 2.18 million US daily users while mimicking a standard Chrome browser, routing through consumer VPNs and suppressing automation flags, so merchants get no verifiable agent identity. Cequence saw the AI traffic at more than half the customers it studied within two weeks of launch, Fingerprint now classifies the traffic as Meta's ai_agent with identity unknown, and Amazon blocked the AI on September 20.

This only partly worked. Worth knowing before you try it.

My bot cut my AT&T bill by $45 a month

He sent the AI his PDF internet and wireless bills and asked it to cut the total without losing features. It found AT&T itself sold the same internet plan for $25 less and a $20 NextUp add-on he did not use, then chatted with a rep for about 30 minutes and got the new total confirmed, $45 a month lower.

$45a month
MoneyPartly worked

Ordered a Starbucks Pumpkin Cream Cold Brew via AI on the street;

Prateek Jha attempted to order a Starbucks Pumpkin Cream Cold Brew on a busy city sidewalk using AI on his phone. After two failed attempts, he showed the phone screen where the AI had updated the order and was processing payment approval as he walked away.

This only partly worked. Worth knowing before you try it.
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.