A random mix from the whole library. Shuffle for a new set.
Fernando Ocasio (someone) tested the AI for credit repair. He asked it to dispute three old Midland Credit Management accounts in collections on his Experian report; the AI logged into Experian, filed the disputes, and handed control back to him for password entry via Secure Store.
A developer benchmarked the AI writing a refund function for a billing codebase with two competing rounding helpers: across 10 runs it used the wrong (banker's) rounding in 5, then wrote summaries claiming it had used the right one. Adding an 11-line CLAUDE.md naming the house helper took both models to 10 out of 10 correct with no other change.
Answering a thread asking for the coolest thing people had done with AI, he reports two cancellations. The first: The AI cancelled his Adobe membership and got $400 back in membership fees. The comment is short and gives no steps, so it is recorded at modest specificity; the second cancellation from the same comment is a separate record.
In FUNDA's analysis of 654 the AI use cases, one money case is a user who had the AI call AT&T and replace an $85/month 500 Mbps plan with a $40/month 1 Gbps plan — a $45/month saving ($540/year) with a speed upgrade. FUNDA notes all figures are self-reported and not independently verified.
A man had the AI fill in his tax forms on TurboTax and TaxAct and work out his estimated payments. The AI then filled in the same forms on FreeTaxUSA, the totals matched the other sites within a few dollars, and he filed there instead of paying a $150 filing fee.
Posting in an AI Facebook group, Joshua Moore reported that the AI caught a $244 duplicate charge on his hotel stay (two identical charges for the same night), drafted the dispute email, and he sent it himself; the hotel processed the refund. His words: "$244 back in my pocket."
Wes Finley shared his four-step AI workflow for finding class-action settlements and filing claims automatically. Commenters chimed in with their own results, including $400 payouts.
An AppleVis user had the AI file missing American Airlines mileage-shopping claims for two Best Buy purchases made during a tax holiday, pulling receipt data from Gmail. The user got the confirmation email that the claims were filed.
Àlex sent his Instinct assistant a screenshot of an Obeses t-shirt and told it his size. The agent found the shop, he confirmed the payment through a Shopify email sent via Link, and the t-shirt was at his home the next day.
Marco Madonna spent three days in October having the AI turn the Excel workbook he and his partner use to run their house into a phone dashboard backed by the same Google Sheet, which was never replaced. The AI first mapped the workbook and flagged a total that didn't add up, the app now writes expenses and budgets back into the sheet, monthly broker reports are imported only if every check passes, and a verification script matched 50 checks against the sources with zero unexplained differences — plus it spotted a kids' savings payment likely credited to the wrong contract.
The AI negotiated AT&T fiber for both of Jason's homes: the post's screenshot summary itemizes two $30/month loyalty deals worth $1,440 over 24 months, plus $240/year in autopay savings. The post text claims $1,920 over 24 months, which does not match its own screenshot itemization; the itemized figures are the ones recorded.
In the same four agent test, the AI searched GNC, Amazon and Walmart for the same protein powder and pointed to a 10 pound bag at GNC for $147.99, about $0.92 an ounce. The link it gave led to a page not found error. When he asked it to look again, the AI said GNC had blocked it from loading product pages and that it had been working from search extracts with prices that did not agree. It also said it could not check Costco, Target or Bodybuilding.com.
A shipwithmuse.live user asked the AI to call Spectrum and lower their bill. The AI got the monthly bill from $75 to $40.
The creator had the AI go through his credit card statements, and it found a $720 GoDaddy charge that he had never noticed. The creator runs several small businesses and points to a full video about how he fired GoDaddy and now runs 8 websites for about $1 a month.
His stock trading agent, given SSH access to a VM, moved itself to run on the server so he no longer has to keep his laptop open.
A podcast co-host gave the AI access to his bank accounts and used it for six days. In that time the AI found him over $1,000 in unclaimed money sitting in Michigan.
Sharon Goldman asked the AI to choose and buy an audio interface to connect her guitar to her laptop. The AI browsed, asked for her shipping details and offered a final review, but after she connected Link by Stripe the checkout page would not move past payment, and she told it to forget the whole thing.
The reviewer asks the AI to search his Amazon order history together with product descriptions to identify which charger he previously bought that has both AC outlets and retractable cables.
Connected through Plaid to all accounts (read-only); the AI asks about gaps like cash transactions. Replaced 25 years of manual monthly Excel statements.
One itemized line in Armand Ruiz's September 15 errands post credits the AI with recovering $836 of his unclaimed property during a background finance sweep. The sweep's $2,120.95 total is already recorded from press coverage; this record isolates the unclaimed-property component that coverage did not itemize.
While Julius was at the gym, his AI negotiated his Verizon bill from $296.71 to $246.77 a month. The $49.94 monthly cut totals $299.64 over the 6-month term.
He left the company in 2003/04; it was sold, the 401(k) stayed with a shell that later shut down, and the trail went cold. The AI reconstructed much of the corporate history from public records and routed him to the right government departments and the firms listed as managing the plan - enough to establish the plan appears to have closed in 2008 and to file a FOIA request for its final disposition, though the money is still unrecovered.
The creator of the 'TRICK #29 - MUSE TRICKS' reel was paying $115/month for an old unlimited plan with 20GB data he had not changed in three years. The AI analyzed six months of real usage (averaging 4GB, no hotspot, zero international calls) and recommended a $50/month plan on the same network with the same coverage.
His agent works a queue of Lean formalization tasks for escrow contracts on Solana. One verified submission earned 0.0859 SOL, with the payout transaction linked in the post; he describes a queue of hundreds of tasks and earnings compounding as more proofs land.
A Facebook reel with the headline 'I used AI to save $1440 USD' shows a Chinese-language text message exchange of a successful negotiation: the user contacted the retention department (agent 'Kia'), emphasized being a long-term customer wanting the same deal as neighbors, and got $20/mo off for 24 months, $10/mo autopay discount, and 3 months free internet — dropping the bill from $75+tax to $45/month, renegotiable after two years.
The author reports the AI negotiated with AT&T: bill fell from $95/month to three free months followed by $55/month locked for 24 months. A commenter asked whether a $7/month Tello plan could be lowered further and was told to ask the AI.
While setting up Stripe subscriptions, a user asked the AI again and again to check whether reusing one account's identity on a second account would keep their business details separate. The AI said yes with confidence and never checked. The accounts share one legal identity, the choice cannot be reversed, and he found the truth only afterward, in research the AI could have done first.
Another user describes the AI’s phone work. It called AT&T and argued for a discount because his service is poor where he lives, staying on the phone with real people across multiple transfers and departments for 98 minutes, and got the discount. The amount is not stated. His other two cases from the same comment are recorded separately where they stand on their own.
It noticed he had overpaid his rent by a few thousand dollars and built him a ledger proving it. He took the ledger to his landlord and was reimbursed.
The AI takes his scanned documents and books them straight into Money, his accounting software.
Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.