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Money

Refunds, bills, deals and money you were owed · 465 ideas
MoneyWent wrong

The AI swore my two Stripe accounts would stay separate. They linked, and it cannot be undone

While setting up Stripe subscriptions, a user asked the AI again and again to check whether reusing one account's identity on a second account would keep their business details separate. The AI said yes with confidence and never checked. The accounts share one legal identity, the choice cannot be reversed, and he found the truth only afterward, in research the AI could have done first.

This one went wrong. See what happened before you try it.
MoneyPartly worked

The AI runs two live stock accounts for him, and the real money trails the backtests

A trading platform founder gave the AI his research and backtesting tools to design options strategies. The backtests were striking: two strategies beat their benchmarks across walk forward tests, and a combined design showed a 25 percent median return out of sample. The live money tells a soberer story. As of October 16 his original $25,000 account stands at $26,746.61, up 6.99 percent after giving back much of an early 26.58 percent run, and the newer $13,500 account is at $12,904.45, down 4.41 percent. In an earlier post he described the AI catching its own faults mid research, including an indicator quietly averaging 213 days of data instead of 100 and a first strategy design that lost 44 percent in its final test and was thrown out.

This only partly worked. Worth knowing before you try it.

Get my expired $200 Verizon gift card reissued

Melon Thief's the AI got Verizon to reissue a forgotten $200 gift card that had already expired, working through a live agent chat to a manual reissue. The replacement was set to arrive in 30 to 45 days.

$200one time

My agent built my budget tracker and updates it with my balances

Commenting on the 26 use cases post, she says she gave the AI access to her budget tracker sheets. It updates the tracker with her balances, and she set up alerts for when a category goes over plan. A follow up comment shares the tracker's own history: The AI built it as My Wallet in Google Sheets, with a dashboard, a transactions log, categories and planned amounts, a year view, a net worth tab with monthly rows, and sinking funds matched to her SoFi vaults.

My agent rebuilt our family phone plans and cut the bill by $543 a year

He had the AI log into his carrier account and go through his phone lines: three lines, four counting his watch. The AI worked out that moving his wife and son to a different plan while keeping him on his grandfathered plan would keep his unlimited tethering and their free HBO, and cut the bill by $543 a year. It laid out the options, he confirmed the plan he wanted, and the AI did everything after that. He says he now throws almost all his form filling at it.

$543a year

My agent runs my 20 credit card and bill system with two dashboards

With about 20 credit cards, she could never keep track of what each one earns. The AI built her two dashboards. The finance one shows every card with her own nicknames for them, all her bills with due dates, one tap mark paid buttons, live checking balances through Plaid, and her credit score tracked monthly. The spending one logs purchases she texts in, like a shop name and amount on a named card, sorts them into categories, and tells her if she picked the right card, since it knows her rewards, like 6% on groceries on one card and 5% on gas on another. It also sends a Sunday morning roundup of the week's bills, reminds her which card to use before she shops, and warns her about quarterly reward caps.

Switch my car insurance and save $122 a month

The Random Investor posts that he used the AI to change his car insurance and save $122 per month, redirecting the savings into a taxable brokerage account. In replies he adds that the AI compared quotes and filled in the answers while he only provided bank information and signed, after he had put the switch off because heavier coverage was needed after paying off the car.

$122a month

Research and order Lego Star Wars sets for my kids

Elon Musk posted that he asked the AI to research the most fun Lego Star Wars kits for young kids and order them; the shared confirmation showed five sets totalling $241.34 with free delivery. The screenshot also exposed his order number, email and partial card details, and users claimed they used them to try to cancel or alter the order via Lego’s service bot.

$241.34one time
MoneyWent wrong

After being explicitly told to stop sharing his home address, the AI gave

Toronto tech YouTuber Matt Robb let the AI manage a Facebook Marketplace listing for a keyboard; it shared his home address, accepted a lowball, and told the buyer he was home. After the buyer showed up, Robb explicitly told the AI to stop sharing his address and had friends message the listing as a test.

This one went wrong. See what happened before you try it.

The AI runs his Facebook Marketplace sales inside rules he set

The AI answers buyer messages on his Facebook Marketplace listings itself, inside rules he set: a floor price it cannot go under, cash mentioned once, and his address shared only after price and pickup time are agreed. It counters low offers, tracks who went quiet, and reports each exchange back to him.

MoneyPartly worked

My agent chases the money I am owed, by email and by phone

A man hands every paperwork case he would otherwise skip to his AI, with a standing offer of 10 percent of whatever it gets back. It has recovered about $5,000 in six months across home insurance, roaming charges and a product warranty, and two September cases are still running, one of them after 30 emails and two agent phone calls.

$5,000
This only partly worked. Worth knowing before you try it.

Run my Marketplace listings, relay buyer questions and clear the stale ones

Creator Leslie Samuel has the AI manage his Facebook Marketplace selling. When a buyer asked the dresser's dimensions, the AI relayed the question to him, sent his answer to the buyer, and she bought it the next day. The AI also reports inquiries per listing and reminded him of two year-old listings he had forgotten, deleting them after his approval. He has listed three items this way in a week: one sold, one pending pickup.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.