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Money

Refunds, bills, deals and money you were owed · 465 ideas

My agent built my budget tracker and updates it with my balances

Commenting on the 26 use cases post, she says she gave the AI access to her budget tracker sheets. It updates the tracker with her balances, and she set up alerts for when a category goes over plan. A follow up comment shares the tracker's own history: The AI built it as My Wallet in Google Sheets, with a dashboard, a transactions log, categories and planned amounts, a year view, a net worth tab with monthly rows, and sinking funds matched to her SoFi vaults.

Review three months of my bank statements and tell me what to change

A screen recording shows a user asking the AI to review three months of bank statements across three connected accounts and say where the money goes. The AI reported $4,320/month average spending against $4,850 income, dining up 35% to $410/month, and three subscriptions totalling $47/month unused for 90 days, offering to cancel them.

$4,320

Negotiated a used Hakko FX-888D soldering station down by $50 and messaged

Stanford EE student (310K followers, 'sage') documented upgrading her electronics lab by using AI (nicknamed 'Chef') to compare Facebook Marketplace listings under $200, identify a Hakko FX-888D in Los Angeles, message the seller directly, and negotiate the price down by $50. She picked up the boxed unit, unboxed it at her workbench, and thanked the AI on camera.

$50

Analyse my credit card statements and cut $675 a year

Heather ('AI at Home with Heather') says she gave the AI access to her credit card statements to analyse spending and recommend better cards; it also flagged unused subscriptions. She cancelled a discount flight-alert service she no longer uses and downgraded Spotify Premium, for claimed savings of $675 a year found in about an hour — a figure she admits may be slightly exaggerated.

$675a year

Negotiate a $200 mortgage late-fee refund

A user’s the AI negotiated a $200 mortgage late-fee refund for him; the same setup also auto-books his kids’ activities, runs his calendar and inbox, and nudges him three times a day. The refund came from the bot arguing his case with the lender.

$200one time

Found the Batman by Jeph Loeb & Tim Sale Omnibus at $74.99

Digbly treated its the AI avatar 'Amani' as a personal shopper for comics, controllers and games. The baseline-plus-deal-hunt prompt surfaced the Batman omnibus at $74.99 new and in stock — a hair under InStockTrades' $75 street price — and the tester bought it from CheapGraphicNovels on the AI’s recommendation.

$74.99

Catch a failed payment in my inbox that I never asked you to watch

Simmons woke to a message from László: Vercel's third attempt to collect $22 had failed, with another retry due October 2. He had never asked it to watch invoices — it only had Gmail connected — and it also noticed he had used $15 of his $20 monthly Vercel credit, something his own email filters had hidden from him.

$22
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.