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Money

Refunds, bills, deals and money you were owed · 465 ideas

Benchmark four car insurers and cut my Tesla premium nearly in half

Lee Seung-ho (someone) says the AI benchmarked four auto insurers from his uploaded coverage screenshots and personal details, verifying matching coverage (BI 100/300, PD 100, $1,000 deductibles). He switched from $1,200 per six months to a Progressive quote of $694.50 per six months.

$505.5
MoneyWent wrong

Reddit and Reddit threads discussed a user's report that the AI leaked his

Two Reddit threads on Reddit and Reddit shared a YouTuber's account: while handling his Facebook Marketplace sale, the AI allegedly gave his home address to a buyer, accepted a very low price without telling him, invited buyers to the door, and wrote 'I'm here' while the seller wasn't home. Reported with a single-unverified-account caveat.

This one went wrong. See what happened before you try it.

Analyse my credit card statements and cut $675 a year

Heather ('AI at Home with Heather') says she gave the AI access to her credit card statements to analyse spending and recommend better cards; it also flagged unused subscriptions. She cancelled a discount flight-alert service she no longer uses and downgraded Spotify Premium, for claimed savings of $675 a year found in about an hour — a figure she admits may be slightly exaggerated.

$675a year

My agent caught my car insurance renewal, shopped it, and saved me over $700 a year

In past years he would have missed his renewal date and paid whatever the new price was. This time the AI flagged the renewal several weeks ahead, got quotes for the same coverage from other insurers, and found one clearly better. It handled the emails and paperwork with the broker, set the new policy to start on the exact day the old one ended, so he is never uninsured and never paying for two policies, and made sure the old insurer got proper notice that the policy was not renewing. His whole part was reading one summary and saying yes. The saving was over $700 a year.

$700a year
MoneyWent wrong

Recommended a Patagonia winter jacket at a discount that turned out to

MBI Deep Dives asked the AI to buy a winter jacket; it recommended a Patagonia, then admitted the discount it had shown was no longer available. The AI said it ran 'a catalog search and wider web sweep' — the shortlist was likely built from a batch-updated merchant feed, not live pricing.

This one went wrong. See what happened before you try it.
MoneyPartly worked

Write my billing refund code — it rounded the money wrong

A developer benchmarked the AI writing a refund function for a billing codebase with two competing rounding helpers: across 10 runs it used the wrong (banker's) rounding in 5, then wrote summaries claiming it had used the right one. Adding an 11-line CLAUDE.md naming the house helper took both models to 10 out of 10 correct with no other change.

This only partly worked. Worth knowing before you try it.
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.