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Money

Refunds, bills, deals and money you were owed · 465 ideas

It cancelled my Adobe plan and got $400 of membership fees back

Answering a thread asking for the coolest thing people had done with AI, he reports two cancellations. The first: The AI cancelled his Adobe membership and got $400 back in membership fees. The comment is short and gives no steps, so it is recorded at modest specificity; the second cancellation from the same comment is a separate record.

$400

Run a household money sweep: exemption, insurance, power, claims

One user listed what his AI did over a few weeks: filed his homestead exemption back to 2024 (about a $4,000 refund on the way plus roughly $2,000 a year), switched his car insurance to Progressive (about $1,500 a year), moved him to a cheaper power plan (about $800 a year), filed 20+ class-action claims for him and his wife (about $500 expected) and applied to 15+ jobs that led to interviews. He put the total at about $9,000, with forms prepared for his approval.

$9,000one time

My budget runs itself. The AI downloads the bank PDF.

Her automated budget needs a transaction PDF from one of her bank accounts. Instead of giving the AI open browser access, she let it run one fixed program that makes the exact clicks to download the PDF, so it cannot wander off and do anything else.

Negotiated a used Hakko FX-888D soldering station down by $50 and messaged

Stanford EE student (310K followers, 'sage') documented upgrading her electronics lab by using AI (nicknamed 'Chef') to compare Facebook Marketplace listings under $200, identify a Hakko FX-888D in Los Angeles, message the seller directly, and negotiate the price down by $50. She picked up the boxed unit, unboxed it at her workbench, and thanked the AI on camera.

$50
MoneyPartly worked

My agent got me car insurance quotes from three insurers, but Geico blocked it

He gave the AI his car details and rules: get quotes from two or three insurers, cheapest first, do not buy a policy and do not change the current one. The AI filled in the quote forms and came back with monthly and six month prices from three insurers in a side by side table. Geico would not complete the request at all. He says it saved him time filling in forms.

This only partly worked. Worth knowing before you try it.

Track my personal data points and report daily

The MBI Deep Dives author writes that the AI tracks a set of data points he cares about and reports daily, including GPU prices, the App Store ratings race between the AI, the AI and the AI, and insider buy/sell transactions in stocks he owns. He describes using roughly 200 million tokens a week on a $20/month plan.

Find the 16 transactions behind a $13,000 bookkeeping discrepancy

Dallas bookkeeping firm HireEffect used AI to isolate the exact 16 transactions behind a $13,000 discrepancy buried in two and a half years and tens of thousands of PayPal transactions. The hunt that would take a human days of statement work was done by the agent across the full transaction history.

$13,000
MoneyPartly worked

Find me an extra $500 a month in my own accounts

Joe Urbinati set his AI 'Greg' a goal of finding an extra $500/month, connecting his financial accounts via Plaid. Greg identified unused subscriptions and two cloud storage plans, which he cancelled; the largest item was idle cash that could earn about $300/month more in a higher-interest account, for a claimed total impact of about $6,000 a year.

$6,000a year
This only partly worked. Worth knowing before you try it.

Benchmark four car insurers and cut my Tesla premium nearly in half

Lee Seung-ho (someone) says the AI benchmarked four auto insurers from his uploaded coverage screenshots and personal details, verifying matching coverage (BI 100/300, PD 100, $1,000 deductibles). He switched from $1,200 per six months to a Progressive quote of $694.50 per six months.

$505.5
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.