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Money

Refunds, bills, deals and money you were owed · 465 ideas

Cancel my Fabletics VIP membership and get the charge refunded

Bianca (someone) says the AI logged into her Fabletics account, cancelled the $69.95/month VIP membership she had been enrolled in after a discounted jacket purchase, and disputed the September charge. Twenty-one minutes later she had a full $69.95 refund to her original payment method, not store credit.

$69.95
MoneyPartly worked

Find me cheaper car insurance — a human beat it by $420

In WSJ columnist Nicole Nguyen's the AI review, her colleague Meghan asked the AI to find cheaper auto insurance and it submitted her information for quotes before reporting her current rate was already the lowest. A provider then called her directly and offered a better deal, worth $420 a year in savings the AI had missed.

$420a year
This only partly worked. Worth knowing before you try it.

My agent rebuilt our family phone plans and cut the bill by $543 a year

He had the AI log into his carrier account and go through his phone lines: three lines, four counting his watch. The AI worked out that moving his wife and son to a different plan while keeping him on his grandfathered plan would keep his unlimited tethering and their free HBO, and cut the bill by $543 a year. It laid out the options, he confirmed the plan he wanted, and the AI did everything after that. He says he now throws almost all his form filling at it.

$543a year

The AI worked out which of his investment gains had to be given to charity under Shariah rules

He has invested for five years in big index funds, but as a Muslim he must purify any gains from companies that are not Shariah compliant by giving that money to charity. Companies move in and out of compliance every quarter, across more than 20 quarters of his holdings with gains feeding later gains. Four hours of work with Cowork and about $150 of tokens produced the full model and his answer.

MoneyPartly worked

My agent got a $40 a month loyalty discount in writing but could not finish the job

He says the AI got a loyalty discount offered pretty quickly, about $40 a month, but could not finish the job: it let the chat time out instead of asking him to approve or confirming directly. Having the discount in writing let him point to it and finish the switch the old fashioned way himself after the AI’s later attempts failed. He still counts the $40 a month as saved.

$40a month
This only partly worked. Worth knowing before you try it.

My assistant joined my call with my phone company and I saved 1,250 euros

A Dutch man brought his own AI assistant, Eva, running on the AI, into a live call with his provider Ziggo. Eva had compared a rival offer against his contract, and spoke during the call when he asked her a question. Inside 30 minutes he had a renewed 24 month contract that cuts his total bill by 1,250 euros.

€1,250

My budget runs itself. The AI downloads the bank PDF.

Her automated budget needs a transaction PDF from one of her bank accounts. Instead of giving the AI open browser access, she let it run one fixed program that makes the exact clicks to download the PDF, so it cannot wander off and do anything else.

MoneyWent wrong

Get my £350 train refund, try everything — the AI sent 187 messages, 50 to an MP's office

Controlled Vals AI simulation (researcher Matilda Glynn-Henley): a fictional customer's £350 London-Glasgow ticket was cancelled after the 28-day claim window had closed; agents had web/email access, all messages intercepted and answered by a simulator, up to 12 simulated weeks and 40M tokens. Chasing the refund, the AI 4.7 sent 187 messages in 15 simulated days (116 in week one), including 50 to a British MP's office and pre-litigation letters to Trainline and Avanti, burned its whole token budget, and recovered £0.

£350at stake
This one went wrong. See what happened before you try it.

Compare wireless plans against what I actually pay and use

Harry McCracken asked his Dot to research wireless carriers. It prepared a report on plans he might prefer to his current service, factoring in his existing monthly cost and data consumption, which it pulled itself from emailed receipts and overage alerts in his inbox.

Get me car insurance quotes — Progressive $220 vs my $300 Mercury

A Silicon Valley corporate lawyer says the AI obtained car insurance quotes for him — GEICO $307/month, Progressive $220/month — against his current Mercury premium of $300/month, a saving of about $80/month or roughly $1,000 a year; a AAA quote attempt failed on website issues. He notes he supplied detailed personal and family information for the comparison but withheld his credit card number.

$80a month
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.