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Money

Refunds, bills, deals and money you were owed · 465 ideas

The AI runs his Facebook Marketplace sales inside rules he set

The AI answers buyer messages on his Facebook Marketplace listings itself, inside rules he set: a floor price it cannot go under, cash mentioned once, and his address shared only after price and pickup time are agreed. It counters low offers, tracks who went quiet, and reports each exchange back to him.

Analyse my credit card statements and cut $675 a year

Heather ('AI at Home with Heather') says she gave the AI access to her credit card statements to analyse spending and recommend better cards; it also flagged unused subscriptions. She cancelled a discount flight-alert service she no longer uses and downgraded Spotify Premium, for claimed savings of $675 a year found in about an hour — a figure she admits may be slightly exaggerated.

$675a year

Find couches that fit my doorway and watch them for price drops

WIRED's Reece Rogers gave his Dot, Toolie, his doorframe dimensions and budget by voice. Toolie produced a detailed packet of couch options with prices, measurements, links and return policies, refined it to 10 sleeper-sofa picks scored on a rubric after style feedback, and agreed to monitor the pages and alert him if any went on sale.

MoneyPartly worked

Write my billing refund code — it rounded the money wrong

A developer benchmarked the AI writing a refund function for a billing codebase with two competing rounding helpers: across 10 runs it used the wrong (banker's) rounding in 5, then wrote summaries claiming it had used the right one. Adding an 11-line CLAUDE.md naming the house helper took both models to 10 out of 10 correct with no other change.

This only partly worked. Worth knowing before you try it.

Fight every company that shorts me — refunds, appeals, warranties

Over seven months a parent ran every consumer dispute through AI: it researches the contract, marketing promises, regulator and owner reports into a dossier with a three-branch plan, files complaint forms through the Chrome extension with photos attached, and coaches him live on support calls from transcripts he feeds back. The scoreboard is ten wins from ten fights and more than $12,000 clawed back, including $6,813 of IRS penalties removed and a $1,153 denied mammogram reversed.

$12,000
MoneyPartly worked

Called Xfinity, navigated the phone tree to a human, but stalled on

In shipwithmuse.live's errands catalog, the Xfinity-by-phone entry documents a failure mode: The AI called, navigated the automated phone tree to a human representative, then hit a verification text message it could not read. Its fallback was to patch the user into the live call.

This only partly worked. Worth knowing before you try it.

My agent builds my monthly finance statement from my accounts in 15 minutes

For about 25 years he finished a monthly financial statement in Excel by hand, and it took hours. He connected the AI read only to all his accounts through Plaid. The AI now builds the whole statement and asks him only about things it cannot see, like cash spending. The job takes 15 minutes instead of hours. He is having the AI build him a custom money dashboard next.

Build me an earnings and expenses tracker for my student budget

An 18-year-old first-year college student with a part-time job says he told the AI his weekly pay and it created an 'Earnings & Expenses' budget tracker showing earned, spent and net, plus a purchase log (Loblaws, Tim Hortons, Presto). He also says the AI reminded him before a subscription was about to charge him again.

MoneyWent wrong

Linked a bank account via Plaid on Oct 4 and tracked spending

Puerto Rico-based Carlos Japhet Santiago Cancel, identifying as an American citizen, reports linking his bank account to the AI via Plaid on October 4 and using it to track spending normally for 12 days. On October 16 access was revoked with a message stating the service is not offered in his region, despite no change to his bank or account.

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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.