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Money

Refunds, bills, deals and money you were owed · 465 ideas
MoneyWent wrong

The AI swore my two Stripe accounts would stay separate. They linked, and it cannot be undone

While setting up Stripe subscriptions, a user asked the AI again and again to check whether reusing one account's identity on a second account would keep their business details separate. The AI said yes with confidence and never checked. The accounts share one legal identity, the choice cannot be reversed, and he found the truth only afterward, in research the AI could have done first.

This one went wrong. See what happened before you try it.
MoneyPartly worked

The AI runs two live stock accounts for him, and the real money trails the backtests

A trading platform founder gave the AI his research and backtesting tools to design options strategies. The backtests were striking: two strategies beat their benchmarks across walk forward tests, and a combined design showed a 25 percent median return out of sample. The live money tells a soberer story. As of October 16 his original $25,000 account stands at $26,746.61, up 6.99 percent after giving back much of an early 26.58 percent run, and the newer $13,500 account is at $12,904.45, down 4.41 percent. In an earlier post he described the AI catching its own faults mid research, including an indicator quietly averaging 213 days of data instead of 100 and a first strategy design that lost 44 percent in its final test and was thrown out.

This only partly worked. Worth knowing before you try it.

Get my expired $200 Verizon gift card reissued

Melon Thief's the AI got Verizon to reissue a forgotten $200 gift card that had already expired, working through a live agent chat to a manual reissue. The replacement was set to arrive in 30 to 45 days.

$200one time

My agent built my budget tracker and updates it with my balances

Commenting on the 26 use cases post, she says she gave the AI access to her budget tracker sheets. It updates the tracker with her balances, and she set up alerts for when a category goes over plan. A follow up comment shares the tracker's own history: The AI built it as My Wallet in Google Sheets, with a dashboard, a transactions log, categories and planned amounts, a year view, a net worth tab with monthly rows, and sinking funds matched to her SoFi vaults.

My agent rebuilt our family phone plans and cut the bill by $543 a year

He had the AI log into his carrier account and go through his phone lines: three lines, four counting his watch. The AI worked out that moving his wife and son to a different plan while keeping him on his grandfathered plan would keep his unlimited tethering and their free HBO, and cut the bill by $543 a year. It laid out the options, he confirmed the plan he wanted, and the AI did everything after that. He says he now throws almost all his form filling at it.

$543a year

My agent runs my 20 credit card and bill system with two dashboards

With about 20 credit cards, she could never keep track of what each one earns. The AI built her two dashboards. The finance one shows every card with her own nicknames for them, all her bills with due dates, one tap mark paid buttons, live checking balances through Plaid, and her credit score tracked monthly. The spending one logs purchases she texts in, like a shop name and amount on a named card, sorts them into categories, and tells her if she picked the right card, since it knows her rewards, like 6% on groceries on one card and 5% on gas on another. It also sends a Sunday morning roundup of the week's bills, reminds her which card to use before she shops, and warns her about quarterly reward caps.

Switch my car insurance and save $122 a month

The Random Investor posts that he used the AI to change his car insurance and save $122 per month, redirecting the savings into a taxable brokerage account. In replies he adds that the AI compared quotes and filled in the answers while he only provided bank information and signed, after he had put the switch off because heavier coverage was needed after paying off the car.

$122a month
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Every idea is a real post from someone who tried it, summarized in our words, with a link to the original. App names are swapped for plain words.