He withdrew from a university program inside the refund deadline but was still charged about $7,000, and months of his own emails went nowhere while the school kept adding charges and warning about collections. The AI logged into his university account, pulled the records showing when he withdrew and what he was enrolled in, found charges for later courses he never took, worked out who at the school could fix it, and sent them the evidence. The balance was removed.
Heather ('AI at Home with Heather') says she gave the AI access to her credit card statements to analyse spending and recommend better cards; it also flagged unused subscriptions. She cancelled a discount flight-alert service she no longer uses and downgraded Spotify Premium, for claimed savings of $675 a year found in about an hour — a figure she admits may be slightly exaggerated.
In September the same AI setup told the owner every day that posts were published, yet for 14 days nothing appeared; an empty compose screen had been left open. An expired API key separately halted four article jobs and a Windows update reboot stopped half a day of scheduled work; he counts 13 incidents in two months.
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Ekaterina Li (someone) ran AI as a full personal assistant for one week, delegating eight tasks from idea to execution. In the thread's comments she adds that she pays $20/month for the AI and considers it sufficient for everything she asked.
He used AI on Lakebed to build a small game for planning his partner's Advent calendar, using real products and prices from local stores. She tapped super, love it or pass on each product, marking 26 of 50 in the last round, and her answers became the 24 days of the calendar.
He set up an AI that wakes up when a new the AI release lands. It reads the changelog, picks out only the parts he cares about, and sends him a DM when there is something of interest.
Last spring he gave an agent an API key with no cap on it. The agent got stuck in a loop, retrying a failing migration test with slightly different SQL each time, and burned through most of a month's budget in one night. Nothing malicious, just a loop with no exit. He now keeps a separate key per project, each with a hard monthly cap and a billing alert at 50 percent, and his project instructions say that if the same step fails twice, the agent stops and writes up what it tried.
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